Underwriter, Finance & Banking

BANC OF CALIFORNIA AND YOUR CAREER

Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation’s premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities.

The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, Smart Street. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.

Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation’s premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities.

The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, Smart Street. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.

The Underwriter provides financial, credit, and trend analysis to support the delivery of the Bank’s credit products and services to clients and prospects. The role stays current on industry-related, political, and regulatory issues to determine their impact on specific industries or clients, independently structures and evaluates credit requests, assesses borrower creditworthiness, and recommends credit decisions to Credit Administration. Performs all duties in accordance with the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

• Evaluate and underwrite routine to moderately complex credit requests, including new credits and modifications to existing credit relationships.
• Recommend credit structures, covenant packages, and risk mitigation strategies appropriate to the transaction and borrower profile, and elevate complex structures and policy exceptions.
• Partner with Relationship Managers, Credit Administration, and other stakeholders throughout the underwriting process to gather information, evaluate risks, and support timely credit decisions.
• Analyze financial statements, tax returns, cash flow, collateral, and financial projections to assess borrower creditworthiness and support underwriting recommendations.
• Manage select credits independently while escalating more complex structures and exceptions.
• Develop proficiency in credit structuring, industry analysis, portfolio management, and risk assessment to support ongoing professional growth and increasingly…