Commercial Lender

Job Summary

Our work environment is fast-paced and requires team members to provide excellent customer service, be detail-oriented, to learn quickly and have strong organizational skills. Most importantly, we want our team members to have a positive attitude and enjoy their job and their co-workers.

Our work environment is fast-paced and requires team members to provide excellent customer service, be detail-oriented, to learn quickly and have strong organizational skills. Most importantly, we want our team members to have a positive attitude and enjoy their job and their co-workers.
Team members are expected to strongly support the Bank’s Strategic Plan, and to perform their job duties in accordance to, and in the spirit of the Bank’s mission statement and Organizational Values.
Originate commercial loans and leases secured by various collateral including but not limited to real estate, equipment, and other business assets. Be an active participant in related business development activities primarily working with business clients and owners. Exhibit a thorough knowledge of lending requirements, business operations and real estate law.

• Responsible for commercial real estate and other types of commercial loans, including acquisition and development loans, construction loans and lease products
• Basic knowledge and usage of the bank’s core operating system
• Review and evaluate information on loan documentation to determine if borrower, collateral, and loan conditions meet establishment and government standards
• Obtain and analyze financial and credit data
• Discuss potential loan prices for prospective borrowers
• Manage commercial loan portfolio, focusing on loan and deposit management
• Responsible for past dues, loan collection and quarterly watch list reporting on their portfolio of commercial loans
• Call on realtors, builders, businesses, and other professionals to develop contacts
• Call on potential and existing customers to develop new business and retain existing business
• Cross-sell bank products and services
• Attend training and bank meetings to stay up to date
• Participate in community service opportunities
• Provide and promote exceptional customer service.
• Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

2-5 years of similar or related experience, including preparatory experience

The ability to motivate or influence inside or outside senior level executives is a critical part of the job, requiring a significant level of influence and trust. Obtaining cooperation and agreement on important outcomes via frequently complex, senior level dialogue, as well as a professional level of written communication skills are essential to the position.

• Qualifications:
  
  To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
• Professionalism:
  Approaches others in a tactful manner; reacts well under pressure, treats others with respect and consideration regardless of their status or positions, accepts responsibility for own actions; follows through on commitments. Professional appearance and attire. Work area is organized with a professional atmosphere.
• Teamwork:
  Balances team and individual responsibilities; contributes to building a positive team spirit; supports everyone’s efforts to succeed. Mathematical
  
  Skills:
  
  Ability to calculate figures and amounts such as discounts, interest, commissions.
• Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions, and decimals. Reasoning Ability:
  Ability to apply common sense and understanding to carry out instructions furnished in written, oral, or diagram form.
• Ability to deal with problems involving several concrete variables in standardized…