Risk Credit Reporting Analyst

At Regions, the Risk Credit Reporting Analyst assists in the analysis of the company's risk and prepares reports for management, detailing research into the company's exposure and suggesting strategies to minimize those risks.

• Assists in the preparation of monthly and quarterly credit reports and analytics for internal and external audiences including Regulatory Reporting Schedules
• May perform a second-level review and validation of key reports prepared by others
• Strategically collaborates with business partners and technology teams in identifying risks and opportunities in the portfolio, as well as addressing special requests with ad hoc reporting
• Participates in working groups for bank-wide data enhancement and other various projects
• Assists in the creation of presentations, job aids, training materials, and reporting tools, including SharePoint, and databases in collaboration with managers
• Designs, develops, and reports independent analyses that provide greater insight into risk exposures and mitigation efforts
• Offers advice and guidance to junior analysts on occasion
• Associate will share responsibility for balancing the bank’s charge offs, recoveries, and non-performing loans
• Associate will share responsibility for management reporting of internal credit metrics
• Heavily involved in quarterly regulatory reporting from a credit perspective

This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

• Bachelor’s degree in Accounting, Finance, Risk Management, or a directly related field
• Two (2) years of experience in a related field

• Basic understanding of applicable databases and data structures
• Experience with Statistical Analysis Systems (SAS), Structured Query Language (SQL), Power Business Intelligence (Power BI), or related database software

• Ability to learn additional systems as needed
• Ability to research, analyze data, and derive facts
• Ability to work in a team environment when applicable
• Ability to work under moderate guidance
• Ability to work under pressure and meet deadlines
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
• Strong verbal, written communication, and organizational skills
• Strong work ethic and self-motivation

• Prior account reconciliation or balancing
• Detail oriented and meticulous record keeping
• Ability to research and understand complex problems
• SQL coding experience is a plus

Full time

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

• Minimum: $65,852.05 USD
• Median: $86,760.00 USD

Incentive Pay Plans:
This job is not incentive eligible.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Regions Center, Birmingham, Alabama

Equal Opportunity Employer/including Disabled/Veterans