Key Responsibilities

Credit Risk Review Advisor Senior
- Commercial Lending

Location:

United States
- Alabama
- Birmingham | United States
- North Carolina
- Raleigh | United States
- Pennsylvania
- Philadelphia | United States
- Ohio
- Cleveland | United States
- Pennsylvania Pittsburgh

Job Type: Full-Time / Permanent Work Model: 5 Days In Office Openings: 6 Travel:
Occasional

The primary objective of Credit Risk Review (CRR) is to conduct timely and independent assessments of commercial credit exposures and credit risk practices. The Credit Risk Review Advisor Senior will join a highly skilled team responsible for evaluating commercial lending portfolios, assessing underwriting quality, validating risk ratings, and identifying portfolio trends and concentrations. This role requires deep expertise in commercial credit risk management, complex commercial lending structures, credit underwriting evaluation, and portfolio risk assessment.

The ideal candidate will possess strong analytical capabilities, excellent communication skills, and experience handling large and complex commercial exposures within major financial institutions.

Execute independent file review assessments on complex commercial credit transactions

Evaluate underwriting quality, credit structures, and borrower risk profiles

Assess inherent risk and materiality across commercial credit portfolios

Validate risk ratings, credit administration practices, and underwriting decisions

Identify portfolio trends, systemic issues, and risk concentrations

Analyze commercial lending portfolios and assess credit quality trends

Review complex commercial, CRE, leveraged lending, middle market, and corporate banking exposures

Perform continuous monitoring of assigned credit portfolios

Utilize economic and industry research tools to support risk assessments

Support effective portfolio risk management practices

Serve as Reviewer in Charge for assigned review engagements when applicable

Manage review activities and coordinate file review processes

Assess findings and determine final risk ratings

Draft review reports and summarize portfolio findings

Provide recommendations for issue remediation and risk mitigation

Communicate review objectives, findings, and recommendations with stakeholders

Handle challenging credit-related discussions professionally and effectively

Collaborate with business leaders, reviewers, and risk management teams

Provide subject matter expertise to internal review teams

• Commercial Lending
• Commercial Credit Risk
• Credit Risk Review (CRR)
• Credit Underwriting Assessment
• Commercial Real Estate (CRE)
• Middle Market Lending
• Corporate Banking
• Leveraged Lending
• Credit Portfolio Analysis
• Risk Rating Validation
• Credit Administration
• Financial Statement Analysis
• Risk Identification & Trend Analysis
• Commercial Credit Structures
• Stakeholder Communication

Bachelor's Degree Required Finance, Accounting, Business, Economics, or related field preferred

10+ years of Commercial Credit Risk and/or Credit Underwriting experience

Experience handling large and complex commercial lending exposures

Experience working within major financial institutions ($90B+ assets preferred)

Strong background in commercial credit review and portfolio assessment

Experience evaluating underwriting decisions rather than direct loan origination

Office-based financial services environment 5 days onsite required Collaborative risk management and commercial banking teams Exposure to complex commercial lending portfolios Occasional travel may be required