Senior Financial Analyst- Commercial Banking FP&A Central Team

Senior Financial Analyst

The Senior Financial Analyst on the Commercial Banking Financial Planning & Analysis (FP&A) Central Team supports segment-level financial planning, forecasting, reporting, performance management, and strategic decision support for the Commercial Banking Segment. This colleague partners closely with leaders and stakeholders across the Matrixed FP&A and Commercial Banking FP&A Team, including supporting the revenue generating segments of Middle Market, Commercial Real Estate, Asset Finance, Corporate Specialty & Government Banking, and Capital Markets.

The role helps ensure Commercial Banking's strategic financial outlook is accurate, consistent, and actionable by developing analysis, reporting, commentary, and executive-ready materials that support the storytelling of profitable growth, disciplined expense management, disciplined capital allocation, liquidity optimization, and driving efficient execution of Commercial Banking Support Functions.

Job Responsibilities

• Support the monthly forecast, annual budget, and long-range planning processes for the Commercial Banking segment, including consolidation of inputs across subsegments and preparation of materials that explain key changes to the financial outlook.
• Prepare recurring and ad hoc financial reporting across key Commercial Banking metrics, including earning assets, deposits, spread revenue (inclusive of funds transfer pricing), fee revenue, noninterest expense, and performance indicators, including return on capital.
• Support the Commercial Banking Financial Performance Review process by preparing executive-ready materials, coordinating inputs across FP&A partners, developing concise commentary, and identifying key results, risks, opportunities, and follow-up actions.
• Produce and enhance management reporting, including Segment and Sub-Segment CFO updates, daily and weekly management reporting, monthly business review materials, performance dashboards, and presentations for senior Commercial Banking and Finance leadership.
• Analyze actual results versus forecast, budget, prior periods, and strategic targets; research drivers of variance; coordinate with Corporate Accounting and Corporate Treasury partners as needed; and prepare clear commentary that translates financial performance into business insight.
• Support the development, evaluation, governance, and tracking of Commercial Banking business cases and strategic investments, including comparison of actual results to approved assumptions.
• Support analysis of loan and deposit trends, pipeline activity, balance sheet mix, spread trends, fee revenue opportunities, expense drivers, capital allocation, liquidity considerations, and profitability metrics to inform Commercial Banking Strategic FP&A.
• Identify and execute opportunities to simplify, automate, and standardize recurring reporting, forecasting, and analysis routines while improving data quality, documentation, controls, and repeatability.
• Participate in special projects supporting Commercial Banking FP&A and broader Finance and Strategy priorities
• Perform other duties as assigned.

Basic Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business, Mathematics, Data Analytics, or a related quantitative field.
• Minimum 7 or more years of experience in finance, financial planning and analysis, corporate finance, accounting, business analytics, or a related financial services role.

Preferred Qualifications

• Strong financial, accounting, and analytical skills, including the ability to connect business activity to balance sheet, income statement, expense, capital, liquidity, and profitability outcomes.
• Advanced Microsoft Excel and financial modeling skills, including experience working with large data sets, reconciling results, identifying trends, and developing analysis that supports business decisions.
• Experience using financial reporting, planning, enterprise performance management, or business intelligence tools such as Essbase, Smart View, Workday Adaptive Planning, or similar platforms.
• Strong written and verbal communication skills, including the ability to synthesize complex financial information into clear insights, concise commentary, and executive-ready materials.
• Ability to manage multiple priorities, meet deadlines, work independently, and collaborate effectively across teams in a fast-paced environment.
• Strong attention to detail, sound judgment, intellectual curiosity, and commitment to accuracy, controls, and continuous improvement.

• Commercial Banking and/or Financial Services Background, or Core FP&A experience.
• Experience supporting monthly forecasting, annual budgeting, long-range planning, performance reviews, management reporting, business cases, or executive financial communications.
• Understanding of Commercial Banking performance drivers, including loan and deposit growth, balance sheet mix, net interest income, fee revenue, noninterest expense, headcount, credit considerations, capital allocation, liquidity, PPNR,…