Enterprise Compliance and Operational Risk Analyst - Risk Assessment

Thank you for your interest in a career  Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

At Regions, the Enterprise Compliance and Operational Risk Analyst serves as a member of Regions’ second line of defense risk management function. This position supports the development and maintenance of a strong risk culture by implementing Regions’ risk management framework, internal policies, and program infrastructure. Additionally, this position works closely with first line of defense associates to proactively identify, measure, monitor, and manage risks across the organization.

• Supports risk programs through monitoring, testing, and reporting to ensure adherence to regulatory and risk management standards
• Conducts risk assessments and evaluates control effectiveness, including the review of organizational initiatives for risk impact
• Develops and maintains risk metrics, dashboards, and reporting tools
• Analyzes findings, losses, and risk events to identify trends
• Collaborates cross-functionally with business units and stakeholders to provide guidance and risk mitigation strategies
• Assists with regulatory exams and internal audits by compiling requested information and preparing supporting materials
• Maintains understanding of applicable laws, regulations, internal policies, and trends, as well as monitors changes and communicates impacts appropriately
• Supports efforts to resolve highly critical issues, findings, and/or regulator matters
• May provide advice and guidance to junior analysts

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

• Bachelor’s degree in related field and three (3) years of experience in risk, audit, or related oversight function(s)
• Or High School Diploma or GED and seven (7) years of experience in risk, audit, or related oversight function(s)

• Applicable certifications (e.g., Certified Fraud Examiner (CFE), Certified Public Accountant (CPA), Certified Regulatory Compliance Manager (CRCM))
• Experience with Governance, Risk Management and Compliance (GRC) tools
• Knowledge of data visualization and programming software
• Knowledge of end-to-end banking processes (e.g., sales, account opening, account servicing, payments)
• Knowledge of key federal acts and associated banking regulations (e.g., Dodd-Frank Act, Electronic Fund Transfer Act, Expedited Funds Availability Act, Truth in Lending)
• Knowledge of risk management frameworks (e.g., Basel, Committee of Sponsoring Organizations (COSO))

• Ability to learn additional systems as needed
• Ability to make balanced, risk-based decisions based on facts
• Ability to prioritize projects and allocate time efficiently and effectively
• Ability to research, analyze data, and derive facts
• Ability to solve problems and implement effective solutions
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
• Strong verbal, written communication, and organizational skills
• Strong work ethic and self-motivation

• Execute end-to-end risk assessment processes, including planning, scoping, data collection, analysis, documentation, and reporting of results
• Provide independent, constructive challenge to risk assessments, assumptions, methodologies, and conclusions to ensure accuracy and completeness
• Identify gaps, inconsistencies, and potential biases in risk evaluations and recommend improvements
• Facilitate…