Detection & Investigation Associate: Enterprise Fraud

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a(n) [position title] within PNC's [name of division] organization, you will be based in [city/state location of position].

As a Detection & Investigation Associate within PNC's ENTERPRISE FRAUD DETECTION organization, you will be based in Louisville, KY, Pittsburgh, PA, Strongsville, OH, Birmingham, AL.

Monday 7:00 am - 4:00 pm EST

In office.

This team has multiple responsibilities related to Retail Application Fraud Detection, Retail Suspicious Account Activity Detection, Retail Incoming ACH Review, and Research.

• Retail Application Fraud Detection - utilizing device information (for mobile) and previously identified attributes to identify suspicious account opening attempts for further fraud review.
• Retail Suspicious Account Activity Detection - reviewing suspicious post account opening activity for, new and established accounts, as well as other suspicious online login activity.
• Retail Incoming ACH Review- reviewing suspicious ACH transactions for possible fraud.
• Research & Support
  Support on previous detected fraudulent account openings or activity through link analysis.
  Support for emerging fraud trend review and fraud ring activity
  Intelligence leads from external agencies to identify potentially fraudulent activity or account holders and to assist with data that may assist law enforcement on identifying criminal activity.

• Sign in on time, ready to work
• Review accounts for potential , Account Take over or potential First Party Fraud
• Review accounts with suspicious ACH transactions that may be a result of fraud coming from illicit activity
• Make decisions based on analysis, trends and patterns
• Fraud loss mitigation
• Work as an individual making fraud related decisions with minimal help needed from management in the decision making process
• Must have ability to work with other service partners in relation to fraud cases, reviews, reports, and rules
• Be a team partner in completing all work functions assigned to the team
• Actively participate in meetings, coaching, and conversations with leadership, other team members and service partners
• Ability to see patterns and trends in relation to logic and rules of potential fraud.
• Take on stretch assignments
• Assist with build out of new processes
• Act as Subject Matter Expert

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

• Responsible for investigation and/or mitigation of suspicious bank activity, control and prevention of losses related to fraud, AML and /or organizational risk.
• Based on root cause, assists in the development and implementation of internal controls to identify suspicious and/or prevent illegal activities and to recover any incurred losses, which may be significant. Identifies gaps and control enhancements that at times have a large monetary impact on the organization.
• Independently works with internal and external stakeholders (local, state and federal authorities, agencies and other financial institutions) on matters relating to fraudulent/illegal activities where appropriate.
• Performs the investigation of identified…