Portfolio Manager

What you'll be doing

The Portfolio Manager primary purpose is to ensure objectives related to credit underwriting and internal portfolio management are met, supporting the workflow of the Commercial Team of Relationship Managers and commercial lending associates. The role provides approval within established guidelines for daily credit/portfolio administrative activity.

• Client Relationship Management – Serve as the primary contact for portfolio‑related issues, reporting, maintenance, and new requests on existing credit. Lead renewal activities and maintain engagement through client calls and visits.
• Portfolio Maintenance – Ensure timely completion of maturities, annual reviews, and collection of financial reporting and covenants. Support closing teams and address loan document exceptions, real‑estate taxes, and insurance certificates.
• Credit Underwriting & Risk Management – Prepare CAMP reports, quarterly trend cards, FAS
  114 memos, and SOX controls. Approve risk ratings, review borrowing base availability, and approve loan advances while ensuring compliance with risk policies.
• Client Onboarding & Closing – Drive loan closing processes with internal teams, coordinate onboarding, deposit account opening, and Treasury Management setup activities.
• Cross‑Selling & Client Penetration – Collaborate with Relationship Managers to identify cross‑sell opportunities and ensure accurate pricing and fees through regular reviews.
• Team Training & Mentorship – Mentor and provide situational training support to Associates and Senior Associates, fostering professional growth and knowledge sharing.

• Proven experience in credit underwriting, portfolio management, and client relationship management within commercial banking.
• Strong financial analysis skills capable of interpreting complex data and ensuring accurate risk ratings for your portfolio.
• Detail‑oriented, analytical, collaborative, client‑focused, and a mentor who enjoys sharing knowledge and supporting team development.
• Ability to work effectively with internal teams, Relationship Managers, and commercial lending associates to deliver optimal solutions for clients.
• Familiarity with regulatory and policy compliance related to credit risk and underwriting processes.

Salary range: $ – $ (market based on experience and location). Eligible for the relevant business unit’s incentive compensation plan, which may include a discretionary bonus component.

The role offers a full range of benefits:
Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and other insurance plans;
Paid Time Off (Sick Leave, Parental Leave, Vacation);
Holidays and 401(k); and additional perks such as Moment Makers, a points‑based recognition program.

No visa sponsorship is offered for this position.

California residents – your privacy rights regarding your actual or prospective employment are protected as required by law. You must be legally eligible to work at the specified location and possess a valid work or study permit.