Business​/Ag Banker

Job Type

Full-time

The Business & Ag Banker is responsible for building customer relationships and advocacy through proactive business development, management, and analysis of a loan and deposit portfolio. This role focuses on generating new loan and deposit volume, including the solicitation and profiling of prospective clients and maintaining accurate sales/pipeline data. The Business & Ag Banker has a basic knowledge of credit underwriting and collaborates with the credit team to present and analyze client data.

• Build and develop a network of internal and external resources to build Choice Bank relationships.
• Act as the primary point of contact for clients seeking credit and lending services.
• Provide personalized financial advice and solutions based on clients' creditworthiness and financial goals.
• Explain the terms, conditions, and risks associated with various credit products to clients to help them make informed decisions.
• Work with clients to structure loan terms, interest rates, and repayment schedules that align with their financial capacity and objectives.
• Collaborate with internal teams to customize solutions for complex or specialized lending requirements.
• Actively cross-sell other financial products and services offered by the bank to enhance customer relationships and loyalty.

• Minimum of 4 to 6 years of relevant experience with requisite competencies.
• Bachelor's degree in finance, accounting, or a related field, or relevant experience.
• Baseline knowledge of credit underwriting.
• Strong interpersonal and communication skills to build and maintain client relationships.
• Familiarity with banking regulations and compliance requirements.
• Ability to work independently and as part of a team.
• High level of integrity and professionalism.

This job description is intended to describe the general content of, and requirements for, the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or requirements. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a significant risk to the health and safety of themselves or other employees.

All employment at Choice Financial Group is "at will" employment. This position description does not create an employment contract, implied or otherwise.