Senior Credit Analyst

Are you an experienced commercial credit professional looking for an opportunity to take your expertise to the next level?

This is a senior-level opportunity for someone who enjoys the technical side of commercial credit analysis and underwriting while also having an interest in mentoring, coaching, and developing other credit professionals.

In this role, you will:

• Perform complex commercial credit analysis and underwriting
• Analyze borrower financials, cash flow, collateral, repayment capacity, and overall credit risk
• Prepare and present comprehensive credit memorandums
• Make recommendations regarding risk ratings, loan structure, covenants, collateral, and risk mitigation
• Support complex and higher-risk commercial transactions
• Mentor and coach members of the underwriting team
• Serve as a resource for credit policy, underwriting practices, and complex transactions
• Contribute to process improvement and the continued development of our Credit function

We’re looking for someone with at least five years of progressive commercial underwriting and/or credit analysis experience
, with experience in commercial real estate, C&I, and SBA lending. Previous mentoring, coaching, or training experience is a plus!

This is a great opportunity to join a community-focused bank where your expertise can make a meaningful difference
—not only in the quality of our commercial lending portfolio, but also in the development of the professionals around you.

BNC National Bank is an Equal Opportunity Employer and is committed to creating an inclusive environment for all employees. Employment decisions are based on qualifications, merit, and business needs without regard to legally protected characteristics.