Personal Lines Account Executive

Bravera is hiring for a Personal Lines Account Executive (Insurance) in Bismarck, ND. Bravera is an employee- and director-owned company that is committed to helping our employees forge a new path in their career. We work together to drive continuous improvement which enhances the customers experience and keeps our organization moving forward.

This position is responsible for the retention, service, account development and product/service presentation to clients. The primary responsibility is to provide customer service along with cross-selling other products and services.

Minimum three years insurance industry experience or an acceptable combination of education and work experience.

Measures of Success

• Be a trusted advisor to Bravera Insurance clients.
• Cross-sell other products and services.

Duties and Responsibilities

• Informs and educates clients about coverages, exclusions, and exposures to create an insurance plan tailored for them.
• Work with Bravera Personal Lines Advisors and customers to service an assigned book of business.
• Utilizes sales and follow up structure for all prospective business.
• Assists clients in making appropriate coverage changes.
• Maintains agency electronic files accurately and consistently; processes all incoming requests accurately and timely. Document all conversations in the automation system.
• Performs efficient rating with Applied Epic Quotes and works with carriers site quoting as applicable. Follows up in a timely manner.
• Follows agency workflows and procedures.
• Assists clients in submission of claims to carrier.
• Responsible for following renewal procedures for coverage analysis, review, and remarketing, if applicable.
• Actively refers clients to other departments or entities for solicitation. Makes each contact a marketing opportunity.
• Keeps current on carriers, product knowledge and trends in the marketplace.
• Utilizes ancillary insurance products.
• Will review endorsements, claims, audit information, etc. as referred from Account Technician in an efficient manner.
• Consistently achieves 95%+ retention of assigned book of business.
• Expand new and existing relationships by advising and recommending appropriate solutions that will exceed client expectations.
• Respond to referrals, walk-ins, and phone call requests for new quotes for Bravera Insurance.
• Will ensure all applications and documents required by carriers are completed accurately and efficiently.
• Responsible for consistently collecting payments from all customers. Will input account data into the system as required. Will communicate company expectations regarding payments and cancellations to all customers.
• Ensures compliance with all relevant laws and regulations.
• Communicates and has established working relationships with Bravera Insurance companies and carriers.
• Assists or completes other tasks as directed by agency management.
• Responsible for promoting the organization in the community through participation in various civic and community events, activities, committees, and organizations.
• Active participant in Business Development meetings and activities across all Bravera companies
• Must maintain a high level of confidentiality and professionalism regarding all employee and customer issues and information.
• Contribute to the overall success of the organization by leveraging opportunities as they relate to all entities of Bravera Holding Co.
• Adhere to all banking rules and regulations, including but not limited to the requirements of the Bank Secrecy Act. In addition, the employee will be proactive in the prevention of illegal activities, will vigilantly look for activities that may constitute any type of fraud including money laundering, and will report any suspicious activity to the BSA Officer.

Qualifications

• Valid Resident Insurance License within 45 days of employment.
• High School Diploma or equivalent with post-secondary education preferred.
• Minimum three years insurance industry experience OR an acceptable combination of education and experience.
• Ability to work in a fast-paced environment with ever-changing priorities.
• PC proficiency in a windows environment required, including Word, Excel, and Outlook.
• Demonstrates strong influencing skills that contribute to new client relationships.
• Independently performs all job duties without sales direction.
• Proficiency in keyboarding.
• Analytical thinking and problem-solving skills.
• Professional communication both verbally and written.
• Will be required to drive a company vehicle with some overnight travel required. Must…