Senior Enterprise Risk Management (ERM) Specialist

Description

Zing Health is a tech-enabled insurance company making Medicare Advantage the best it can be for those 65-and-over. Zing Health has a community-based approach that recognizes the importance of the social determinants of health in keeping individuals and communities healthy. Zing Health aims to return the physician and the member to the center of the health care equation. Members receive individualized assistance to make their transition to Zing Health as easy as possible.

Zing Health offers members the ability to personalize their plans, access to facilities designed to help them better meet their healthcare needs, and a dedicated care team. For more information on Zing Health, visit

The Senior Enterprise Risk Management (ERM) Specialist is a key leader within the Company’s risk management function, responsible for the design, execution, and continuous enhancement of the enterprise risk management framework, with particular accountability for Own Risk and Solvency Assessment (ORSA) leadership, enterprise-wide risk assessments, and risk reporting to executive management, the Board of Directors, and regulators.

This role serves as a subject‑matter expert on health insurance ERM expectations and acts as a central point of coordination across actuarial, finance, compliance, legal, internal audit, and business leaders. The Senior ERM Specialist provides independent risk insight, ensures regulator‑ready documentation, and translates complex risk information into actionable intelligence to support strategic decision‑making in a highly regulated health insurance environment.

• Lead the annual enterprise risk assessment cycle and oversee ongoing risk identification, evaluation, and monitoring across the organization.
• Own and maintain the enterprise risk register, including risk statements, inherent and residual risk ratings, controls, mitigation strategies, and ownership.
• Provide guidance on alignment of enterprise risks with the Company’s risk appetite, tolerances, and limits, and elevate material deviations.
• Identify and assess emerging risks across regulatory, operational, financial, technology, and strategic domains.

• Serve as a primary owner or co-owner of the Company’s ORSA program, including planning, execution, and annual reporting.
• Draft, review, and refine the ORSA Summary Report to ensure alignment with NAIC expectations and regulatory guidance.
• Coordinate with actuarial and finance teams on stress testing, scenario analysis, capital management, and liquidity risk.
• Support regulatory inquiries, examinations, and follow-up activities related to ORSA filings.

• Prepare and present enterprise risk reporting, dashboards, and materials for senior management and Board or Board committees.
• Translate complex risk data into clear, decision‑oriented executive communications.
• Support development and alignment of Form F (Enterprise Risk Report) and other enterprise‑level regulatory disclosures.
• Ensure consistency across ERM, ORSA, and Model Audit Rule (MAR)-related governance and reporting.

• Act as a trusted risk advisor to business leaders and operational stakeholders.
• Coordinate ERM activities with Internal Audit, Compliance, Legal, Finance, and Actuarial teams.
• Promote a strong risk culture emphasizing accountability and informed decision‑making.
• Mentor junior ERM staff or support risk owners in strengthening risk practices.

• Evaluate and enhance ERM methodologies, frameworks, and reporting tools.
• Monitor regulatory developments and industry best practices related to ERM and ORSA.
• Support long‑term ERM maturity planning and sustainability.

• Bachelor’s degree in Risk Management, Finance, Accounting, Business, Actuarial Science, or a related field.
• Six (6) or more years of progressive experience in enterprise risk management, internal audit, compliance, or related roles within the health insurance industry.
• Demonstrated ownership‑level experience with ORSA, including report…