SVP​/SBA Lender

Primary Duties

• Develop new business utilizing SBA programs. Promote the bank and make meaningful connections to deepen relationships in the market.
• Develop relationships with COI’s and commercial banking teams in order to source SBA loans.
• Works with commercial banking teams throughout the region and attends meetings with major prospects and clients, as requested.
• Responsible for reviewing, documenting, closing and disbursing complex commercial or commercial real estate for SBA 7(a) loans in conjunction with other SBA personnel and the commercial banking team.
• Maintain a high standard of credit quality for SBA loans through the credit approval process.
• Spend time with other Bell Bank peers to develop healthy crossroads and partnerships.
• Stay up-to-date on local SBA market trends and the competitive landscape.
• Assist in the analysis of financial and related data to determine SBA program eligibility, the general creditworthiness of the prospect and the merits of the specific loan request.
• Establish and negotiate, where necessary, terms under which the credit could be structured, including the costs, repayment methods and collateral requirements.
• Assist in the preparation of the Loan Committee Presentation and required supporting documentation. This package must be prepared in accordance with the standards established in the loan policy.
• Provide guidance to the SBA Packager and commercial lending assistant in preparation of loan documentation.
• Assist in presenting to the Loan Committee for review and approval of all loans.
• Know by name and face as many customers and employees as possible, calling them by name as often as possible.
• Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
• Know, understand, and live the company values and bottom line.
• Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
• All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
• Prompt and reliable attendance.
• Perform other duties as assigned.

• B.A. in accounting, finance, business administration, or related field.
• Five or more years of credit, banking or examining experience.
• Five or more years of previous SBA lending experience.
• Prior Working knowledge of loan documentation.
• Above-average written and communication skills.
• Proficiency with computer technology.
• Ability to deal with multiple tasks and deadlines.
• Effective time management and organizational skills.

Equal Opportunity Employer

Pay Range $ - $ / year

The posted salary range represents multiple regions; compensation for this position may vary depending on the geographic location of the position. For roles indicating a salary range of $31,200 ($15) to $150,000 ($72.12), this reflects a commission-based position where actual earnings will fluctuate based on sales performance and client retention.

In addition to salary, Bell Bank offers a comprehensive benefits package including healthcare (medical, dental, vision), employee stock ownership program, and 401(k) contribution and profit-sharing plan. All benefits are subject to eligibility requirements.