Senior Standby Letter of Credit Specialist – Operations

Responsibilities

• Drafting and negotiating standby LC language, partnering with Relationship Managers, Credit, Legal, Compliance, and clients to align transaction needs with internal policies and risk standards.
• Managing the full standby LC lifecycle — from structuring and issuance through amendments, draws, confirmations, advising, and releases.
• Handling complex standby LC structures, including syndicated transactions, direct‑pay / IRB support, and counter or counter‑counter standby LCs.
• Confirming credit approvals, client line setup, and required documentation before proceeding with issuance, amendments, or other key lifecycle actions.
• Applying ISP
  98 and/or UCP 600 rules to support drafting, amendments, and draw processing; clearly explaining rule‑driven requirements to stakeholders.
• Reviewing presentations and drawing documents for compliance with LC terms, identifying discrepancies, communicating decisions, and coordinating timely resolution.
• Managing a high‑volume portfolio (20–30 active transactions at any given time) while balancing multiple priorities, deadlines, and stakeholder needs.
• Serving as a key point of contact for clients, beneficiaries, relationship managers, and internal/external counsel on LC drafting, amendment, and draw‑related matters.
• Identifying, escalating, and resolving operational risks and exceptions, while providing clear status updates and reporting on trends, escalations, and portfolio activity.
• Supporting a quality‑driven environment, where work is reviewed through QC and audit processes and continuous improvement is encouraged.

• High school diploma or equivalent.
• Eight or more years of relevant work experience.
• Standby Letter of Credit experience is required.
• Deep SBLC expertise, including drafting and issuing standby letters of credit and translating client requirements into clear, enforceable LC terms.
• Strong negotiation and stakeholder management skills, with comfort engaging clients, beneficiaries, and internal partners (RM, Credit, Compliance, Legal).
• Proficiency with LC rules and practices, including ISP
  98 and/or UCP 600.
• Demonstrated ability to manage high transaction volume with strong attention to detail and sound judgment.
• Proven problem‑solving skills and ability to work through ambiguity.
• Experience operating in a cross‑functional, highly collaborative environment.
• Clear, professional written and verbal communication skills.
• Familiarity with trade and loan systems such as Trade
  360, AFS, and/or Loan IQ (preferred).
• Prior experience working in audited or QC‑reviewed environments is a strong plus.