Vice President, Servicing Analytics

• Lead the analytical framework supporting servicing oversight and asset management for business-purpose and consumer-purpose non-QM mortgage loan portfolios
• Own servicing-related data received from third-party sub-servicers
• Validate, reconcile, monitor, and govern servicing data quality
• Establish data governance standards, controls, documentation, data dictionaries, definitions, and reporting methodologies
• Partner with sub-servicers, technology teams, asset managers, and executive leadership to resolve discrepancies and improve reporting
• Design and maintain portfolio reporting packages, dashboards, and reporting tools
• Monitor portfolio performance, servicing effectiveness, borrower behavior, and asset-level outcomes
• Develop and track KPIs covering delinquency, default, loss mitigation, foreclosure, bankruptcy, liquidation, servicing responsiveness, and portfolio returns
• Identify portfolio trends, emerging risks, and opportunities
• Develop statistical models and forecasting methodologies for delinquency, prepayment, losses, defaults, and cash flows
• Support reserve, valuation, business planning, stress testing, and sensitivity analysis
• Translate analytical findings into recommendations for senior management
• Support loan-level decisions involving loss mitigation, workouts, foreclosure, liquidation, and servicing escalations
• Evaluate third-party servicer performance through scorecards, metrics, reviews, audits, and due diligence
• Assist in identifying loans requiring enhanced monitoring or intervention
• Report to the Executive Vice President - Asset Management & Service Oversight

• Bachelor's degree in Finance, Economics, Statistics, Mathematics, Data Science, Business Analytics, or a related field
• 8+ years of experience in mortgage servicing, asset management analytics, portfolio analytics, risk analytics, or a related discipline
• Strong understanding of residential mortgage servicing, delinquency management, loss mitigation, foreclosure processes, and servicing operations
• Advanced analytical and statistical modeling experience
• Demonstrated experience working with large loan-level datasets
• Advanced SQL skills
• Proficiency with business intelligence and reporting tools, including Power BI, Tableau, or similar
• Advanced Microsoft Excel skills
• Strong ability to communicate analytical findings to technical and non-technical audiences
• Preferred: experience with non-QM mortgage products
• Preferred: experience with business-purpose lending and investor real estate loans
• Preferred: knowledge of consumer mortgage servicing regulations and servicing practices
• Preferred: experience developing predictive models, scorecards, and portfolio forecasting frameworks
• Preferred: master's degree in Statistics, Data Science, Finance, Economics, or a related quantitative field
• Maintain confidentiality and follow applicable laws, regulations, company policies, and procedures

Demonstrates expertise in mortgage servicing and asset management analytics, with a strong focus on data governance, statistical modeling, and performance monitoring. Proficient in translating complex analytical findings into actionable insights for senior management.

• Mortgage Servicing Analytics
• Statistical Modeling
• Advanced SQL Skills
• Power BI Proficiency
• Data Governance Standards

• Data Analysis
• Portfolio Analytics
• Risk Analytics
• KPI Development
• Delinquency Management
• Loss Mitigation
• Foreclosure Processes
• Large Dataset Management
• Predictive Modeling
• Business Analytics

• Communication Skills
• Collaboration
• Problem-Solving

• Non-QM Mortgage Products
• Consumer Mortgage Servicing Regulations
• Asset Management
• Servicing Operations
• Business-Purpose Lending

• Power BI
• Tableau
• Microsoft Excel