Sr. Collector

Job Summary

Senior Collector – Commercial Loan Program

Target annual salary: $70,000 – $80,000 (based on location, experience, and performance). Additional discretionary bonuses include a 7.5% cash bonus and a 7.5% restricted‑stock‑unit bonus, payable semi‑annually upon meeting performance goals.

• Perform financial and collateral analysis for due diligence and evaluate loan repayment ability within the commercial, asset‑based lending portfolio.
• Review ongoing financial and collateral performance on existing portfolio accounts.
• Recommend and implement appropriate workout strategies to maximize loan‑asset value.
• Approve loan reviews and monitor loans involved in bankruptcies and receiverships.
• Support loss‑mitigation requests and recommend workout options (loan modification, deed in lieu, short sale).
• Ensure compliance with servicing guides and process special‑asset inquiries (taxes, insurance, appraisals, inspections, etc.) and identify potential vendors.
• Maintain process and operations, including developing and implementing policies and procedures on systems and information flow.
• Participate in performance management activities, such as coaching, one‑on‑one reviews, and training needs assessments.
• Prepare documentation for amendments, restructures, client requests, and review reports in accordance with regulations and company policy.

• Bachelor’s degree preferred.
• 4–6 years of portfolio management experience in commercial lending.

• Medical, dental, and vision coverage.
• Life insurance.
• Paid sick leave and 3 weeks of vacation (approximately 11 holidays per year).
• Health savings account (HSA) or flexible spending account (FSA).
• 401(k) retirement plan with employer match and a 529 savings plan.
• Employee mortgage‑loan program.
• Free Axos Bank account with self‑directed trading access.

Employees will sit for extended periods and use standard office equipment (computer, keyboard, mouse, telephone, copier). Reasonable accommodations are available for individuals with disabilities.

Axos is an Equal Opportunity Employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, color, religion, national origin, sex (including pregnancy, breast feeding and related medical conditions), gender identity, gender expression, sexual orientation, ancestry, citizenship status, veteran or military status, marital status, age, protected medical condition, genetic information, physical disability, mental disability or any other protected status in accordance with all applicable federal, state, and local laws.

All offers are contingent upon successful completion of a credit check, criminal background check, and pre‑employment drug screening for marijuana. Axos will not hire individuals who test positive for marijuana, regardless of state legalization.

Axos participates in the U.S. Department of Homeland Security E‑Verify program. All employees must be eligible for work under the E‑Verify system.