Mortgage Loan Assistant

Are you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you’re interested in a dynamic position on a well-established and successful lending team, look no further;

apply now!

• Document the loan process from origination to approval through our system.
• Work with the borrower to gather financial information such as credit reports, verify the accuracy to determine creditworthiness, and complete the mortgage loan application.
• Assure that loan files meet banking and regulatory guidelines and policies.
• Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval.
• Determine the best loan option for the borrower through interviewing and discussion.
• Pre-Underwrite
  • Verify that the initial loan file is complete using the pre-underwrite checklist.
  • Request any additional documentation on cash, credit, and capacity (income) for a complete loan submission.
  • Initiate all third-party items.
  • Submit high-quality loans for preliminary underwriting without over-analyzing.
• Post-Underwrite
  • Analyze the Conditional Loan Approval (CLA) to ensure all conditions are clear.
  • Confirm outstanding CLA items that have NOT already been received before reaching out to external parties (avoid duplicate requests to borrowers).
  • Request conditions in layman’s terms that are easy for borrowers to understand.
  • Thoughtfully review and submit all conditions to underwriting.
  • Send all Clear to Close (CTC) requests via email to the loan team (including Opener).
  • Review ICD and CDs to ensure accuracy vs. the original Loan Estimate (LE).
• Post-Fund
  • Monitor pending closed loans for funding authorization.
  • Clear any post-funding conditions as required.
  • Support LO, LP1, LP2, and borrowers with any post-funding questions.
• Additional Responsibilities
  • Ask Clients, Agents, and other parties for referrals during the loan process.
  • Attend Weekly Team Meetings (WTM) to review the entire loan pipeline.
  • Log all crucial communication in the LOS Conversation Log.
  • High-quality borrower third-party communication is required, differentiating this role from a traditional Loan Processor.

• Strong analytical and time management skills and superior attention to detail.
• Experience in mortgage lending and knowledge of loan types such as FHA, FHLB, FNMA, or VA loans required.
• At least 2 years of loan processing experience required.
• Accounting, finance, or business Associate’s degree preferred; high school diploma or GED required.
• Must have excellent written and verbal communication skills.
• Conventional, FHA, VA, USDA loan product knowledge and processing experience required.
• Experience working with mortgage brokers.
• Be a solution seeker.
• Fluent in English and Spanish.

USD 50,000 - 70,000 per year, DOE plus potential per-file bonus.