Financial Advisor Associate - Bluffton, SC

Work Location:

Bluffton, South Carolina, United States of America.

Hours:

40. Pay Details: $61,880 - $92,560 USD.

Line of Business: TD Wealth.

The Financial Advisor Associate (FAA) works with TD Wealth prospects and clients to attract and retain clients by addressing their wealth management advisory needs. The FAA meets with prospects and clients to analyze financial information, including income, cash flow, assets and liabilities, and to understand short and long‑term financial goals. The FAA educates and advises clients regarding investment and insurance strategies and products and recommends personalized solutions to meet financial objectives.

• Serve as the primary relationship manager and financial advisor for TD Wealth clients.
• Develop, maintain, and manage all aspects of the client’s relationship with TD Wealth.
• Work with prospects to attract and develop clients and address their wealth‑management advisory needs.
• Analyze client and prospect financial information, including income, cash flow, assets and liabilities, and determine appropriate investment and insurance strategies.
• Build a client base by acquiring new clients on an ongoing basis.
• Educate and advise prospects and clients regarding investment and insurance strategies and products.
• Retain and grow client base through relationship management, ongoing communication, and consultation.
• Recommend personalized investment and insurance strategies to meet client objectives.
• Meet quarterly and annual objectives.
• Proficient in Sales Force, Money Guide Pro, and other authorized software to track client engagement and provide advice.
• Ensure all new clients receive the complete onboarding experience, including discovery, needs analysis, documentation, and education.
• Implement a process to ensure every client receives periodic contacts and an annual client review meeting.
• Deepen wallet share by anticipating client needs and suggesting appropriate wealth solutions.
• Identify opportunities within the portfolio and network to refer business to Retail, Small Business, or Commercial Partners.
• Execute all responsibilities in compliance with regulations, policies, and procedures.
• Adhere to federal, state, SRO regulations and firm policies related to all business activities.
• Ensure all Continuing Education requirements are attained.
• Understand and adhere to TD Bank and TD Wealth policies and procedures.
• Implement TD’s Customer Identification Program (CIP) and perform Customer Due Diligence and Enhanced Due Diligence Requirements.
• Develop understanding of client assets and transition higher‑threshold clients to appropriate HNW Wealth partners.
• Foster a positive work environment and support the overall Wealth team.
• Mentor new FAAs to ensure strong performance, collaboration, and enthusiasm.
• Represent TD Wealth professionally to the public.
• Demonstrate involvement in community and support for TDBG charity and community initiatives.
• Provide training and coaching to Retail Store staff to identify referral prospects.
• Identify enterprise opportunities and engage key partners across the organization as appropriate.
• Work within an assigned territory and travel within the market.

• Bachelor’s degree strongly preferred.
• 1+ years of relevant work experience in the financial services industry, or completion of the FAA Trainee program.
• SIE and Series7 required.
• Required to have, or obtain, Series
  66 (or equivalent) and L&H licenses.
• Self‑directed with strong ability to plan activities to achieve sales and referral goals.
• Comprehensive understanding of wealth products and services.
• Strong verbal and written communication skills.
• Strong organizational and time‑management skills.
• Ability to travel within the assigned market five days a week.
• Understanding of wealth‑management business‑development techniques.
• Experience interacting with retail and small‑business banking clients.
• Consultative sales experience required.
• Ability to establish relationships and partner effectively with other departments.

Eligible for employment under FINRA regulatory standards. Must pass FINRA Rule
3110(e) investigation and verification. Must be certified under OCC,…