Mortgage Loan Officer- Boca Raton, FL

Work Location

Boca Raton, Florida, United States of America

40 hours per week;
Pay $14.00 – $14.00 USD. Base pay may vary based on experience, skills, and location.

• Sell and originate residential mortgage loans to meet sales goals.
• Process residential mortgage loan applications and negotiate terms.
• Guide customers through the mortgage application process.
• Explain required information and loan process details to customers.
• Ensure applications contain accurate information and supporting documentation.
• Manage customer expectations regarding processing times and closing dates.
• Enter loan details into the mortgage loan system accurately.
• Generate referrals for mortgage sales opportunities and other company products.
• Develop plans to achieve sales goals with assistance from sales management.
• Underwrite loans using point‑of‑sale underwriting systems within authority.
• Communicate loan decisions and additional information directly to customers.
• Submit application materials to processing areas and finalize loan commitments.
• Maintain regular communication with customers, underwriters, processors, realtors, and closing agents to ensure the application process proceeds as planned.
• Attend closings as needed and develop knowledge of industry practices through continuing education.
• Participate in training sessions, seminars, and workshops related to mortgage products, laws, and regulations.
• Recommend changes to products, programs, or pricing as appropriate.
• Ensure compliance with auditing and exam requirements for the mortgage portfolio.
• Handle complex mortgage needs and provide education and experience in mortgage industry practices.
• Maintain strong time‑management, communication, and planning skills.

• Bachelor’s degree or comparable work experience.
• At least 2+ years of mortgage origination experience.
• Proven sales ability and negotiation skills.
• Strong time‑management and organizational skills.
• Excellent verbal and written communication skills.
• Proficiency with automated underwriting systems and PC skills.
• Knowledge of mortgage industry rules and regulations.
• Self‑directed with the ability to plan and achieve sales goals.
• Legal eligibility per regulation Z of the Truth in Lending Act and the SAFE Act.
• Eligible for registration as a mortgage loan originator with the NMLS.
• Demonstrated competency in continuous learning and knowledge application.

This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act and the SAFE Act. Candidates must meet all statutory requirements for employment and registration.

TD Bank is an equal‑opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or other status protected by federal, state, or local law. If an applicant has a disability and requires accommodation, please contact TD Bank US Workplace Accommodations Program at  with full name, preferred communication method, and the required accommodation.