Service Finance Underwriter

Regular or Temporary: Regular

Language Fluency: English (Required)

Work Shift: 2nd Shift - 10% Automatic Pay Differential (United States of America)

Position Overview: The Service Finance Consumer Loan Underwriter is responsible for the overall evaluation of the loan application to determine an approval or denial. Hours for this position are second shift from 3:30 PM to 12:00 Midnight. Requires working five days a week in the Truist office location.

• Reviews and analyzes consumer credit reports
• Ensures loans meet all program and product specifications
• Ensures that documents are consistent and uphold company and industry guidelines and are uploaded for borrower signature
• Communicates loan decisions and terms
• Verifies accuracy of borrower's information on loan documents
• Adheres to all loan funding operational policies that are consistent with overall policies and procedures and regulatory objectives of Service Finance
• Acts as a liaison with dealer and other departments within Service Finance

• 3 years minimum related experience
• High school diploma or GED
• Experience reading and understanding credit report
• Proficiency with Microsoft Office Suite

• Knowledge of consumer finance
• Customer service experience

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax‑preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full‑time or part‑time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.

For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non‑temporary position for which you apply, based on full‑time or part‑time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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