Commercial Sales Associate II- Institutional Commercial Real Estate Lending

Work Location:

Boca Raton, Florida, United States of America

Hours:

40

Pay Details:$23.25 - $30.75 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Personal & Commercial Banking

Job Description:

The Commercial Sales Associate II provides ongoing Commercial Customer service documentation and loan system support as the Relationship Teams liaison on assigned accounts.

CRE CSA Department Overview:

Manage and process overdrafts and prepare packages daily for review within appropriate timeframe that adheres to audit credit policy/procedures.

Manage & maintain financial reporting requirements within Team's portfolio;
Financial request letters, tracking and scanning within appropriate timeframe that adheres to audit credit policy/procedures.

Manage and assist with processing covenant compliance for Credit Management approval.

Manage & assist with tracking the receipt and scanning of Insurance Certificates.

Review and track various RM reports and follow-up with RM/CS on clearing delinquencies, maturities and financial/loan exceptions.

Manage & monitor Good Faith Reports.

Manage & follow-up to ensure new loans, renewals and modifications are booked & scanned correctly in all TD systems.

Assist with the deposit and loan account transferring between RM's.Monitor the loan and deposit accounts to ensure the correct RM is assigned to their accounts.

Assist and follow-up on loan payoffs.

Salesforce/nCino:

Assist in adding Entities/Opportunities, including research of data while ensuring data accuracy Process and monitor Servicing Requests Process advances, internal transfers, paydowns and payments in LT with proper authorization Process and track fees Scan credit/loan information to DocManT&E Expense Report for self and/or team
- Adhere to Expense Policy process & procedures

Process invoices for payments.

Depth & Scope:

Provides professional and efficient service to external and internal Customers Analyzes transaction structure

Provides Customer service functions

Provides administrative support to Relationship Managers Assists the Relationship Manager(s) in closing loans, including assisting to clear conditions of closing, aiding in the preparation of the closing packages an organizing the loan closing package

Provides Financial Statement support, including uploading and tracking of statements

Processes payments, advances, pay-downs, wires and line of credit adjustments

Supports Relationship Team with reporting, loan activities, delinquencies, correspondence preparation and tracking in loan information

Supports Relationship Managers with reporting, including pipeline, loan closing and other input on the Bank loan origination platform

Prepares correspondence and provides administrative support

May act as the initial Customer service contact and may initiate and facilitate Customer research (depends on complexity and nature of issue) ensuring a comprehensive solution to the Customer is provided

Processes Customer transactions as necessary

Interacts with external Customers as needed

Provides notary services as needed

Processes more complex payments, advances, pay-downs, wires and line of credit adjustments

Initiates and facilitates Customer research on complex issues

Assists Relationship Team with clearing and management exceptions

Serves as a resource for mentoring Commercial Sales Associates Prepares correspondence under the direction and review of the Relationship Managers and Commercial leadership.

Assists in the development and making recommendations of procedures and process flow

May generate and distribute reports to the Relationship management team, including daily and monthly reporting Acts as the initial Customer service contact and may research more complex Customer requests or transactions

Provides notary services for Customers as needed

Education & Experience:

High school diploma or equivalent experience2+ years related experience required

Strong knowledge of commercial lending products, credit policy, loan documentation and administration requirements, and legal and regulatory guidelines

Strong knowledge of commercial lending policy and procedures, including lending authority, loan structures, risk ratings, loan to value ratio and other related information

Strong knowledge of commercial rate changes, billing processes, reading transaction histories, explaining late fees and interpreting the…