Sr Underwriter

Sr Underwriter We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career.

Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States. A Career that Empowers You to Build Your Future The Senior Underwriter plays a critical role in evaluating and processing loan applications, assessing the creditworthiness of borrowers and ensuring compliance with lending guidelines. Utilizing financial analysis and risk assessment, the Underwriter will make informed decisions to maintain a high-quality mortgage portfolio and facilitate responsible lending practices.

A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team Risk Analysis and Compliance:
Conduct risk analysis and review loans for compliance with agency and investor guidelines. Decision Rendering and Timely Processing:
Render decisions within the department's service level agreement (SLA). Meet productivity and quality standards, averaging 6 decisions per day for new loans and resubmissions. Automated Underwriting Systems Utilization:
Utilize automated underwriting systems (Encompass, LPA, Desktop Underwriter) to assess risk, salability, and reduced documentation for borrowers. Ensure accurate data input and support automated decision-making. Manual Underwriting Expertise:
Apply manual underwriting requirements in decision-making for loans without automated approval. Clear and Concise Communication:
Clearly and concisely condition loans appropriately when rendering decisions. Expertise and

Coaching:

Provide expertise and coaching to processing and production staff on training issues and automated underwriting systems. Keep management informed of specific ongoing issues that require immediate attention. Your Toolbox High school Diploma or Equivalent VA Automatic and DE Designation LAPP SAR designation Minimum of 5 years in mortgage industry to include 3 years of frontline underwriting of FHA/VA/Conventional loans 2+ years of experience in mortgage software Proficient in using standard office software (e.g., Microsoft Office Suite) Purchase transaction, specifically new construction experience preferred Self-starter and able to work independently Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities.

A genuine passion for delivering exceptional experiences to customers. This description outlines the basic responsibilities and requirements for the position noted. This is not a comprehensive listing of all job duties of the Associates. Duties, responsibilities and activities may change at any time with or without notice. During the course of your employment, you may be required to use, download, or access certain Company-approved tools, programs, applications, or systems.

These resources may include, but are not limited to, applications designed for customer engagement, operational efficiency, data analysis, Artificial Intelligence (AI) tools, and other business functions. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth.

Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide…