Credit UW -II

Job Overview

Support credit underwriting and monitoring for new and existing clients in partnership with a credit team. Responsible for independently managing low‑complexity transactions or portfolios, completing and reviewing credit analysis, evaluating risks, and writing financial analysis.

• Lead the credit analysis process with support of other analysts and associates.
• Partner with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements.
• Monitor operating performance and financial condition, proactively identifying issues and opportunities.
• Assist in delivery of financial modeling, loan structure, industry and economic analyses to support the loan decision‑making process.
• Review work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations, and policy procedure.
• May have primary coverage responsibility for a portfolio of clients with limited complexity and credit approval for certain credit actions.
• Participate in loan structure conversations and completion of loan documentation with internal and external legal partners.

• 3+ years of solid experience in financial analysis, structuring, underwriting and portfolio management.
• Strong communication and analytical/technical skills, including financial accounting, modeling, and loan structuring in Commercial Banking in Middle Market or Large Corporates or Leverage Finance or other complex markets.
• Experience in financial analysis and portfolio management.

• BS/BA degree.
• 2‑3 years of credit analyst experience preferred.

• Attention to detail
• Credit and risk assessment
• Financial analysis
• Underwriting
• Written communications
• Analytical thinking
• Credit documentation
• Financial forecasting and modeling
• Recording and organizing information
• Business acumen
• Collaboration
• Collateral management
• Loan structuring
• Prioritization

Shift: 1st shift (United States of America)

Hours per week: 40

Annualized salary: $70,000.00 – $, determined based on experience, education and skill set.

Discretionary incentive: eligible for the annual discretionary plan.

This role is benefits eligible and provides industry‑leading benefits, paid time off, resources, and support for personal well‑being.