Lead Actuarial Data Scientist

Location:
Waltham, MA (hybrid)

ERGO NEXT’s mission is to help entrepreneurs thrive. We’re building the only technology‑led, full‑stack provider of small business insurance in the industry, taking on the entire value chain and transforming the customer experience. Since 2016, we’ve helped hundreds of thousands of small business customers across the United States get fast, customized, and affordable coverage. We’re backed by industry leaders in insurance and tech, and still have room to grow — that’s where you come in.

ERGO NEXT is looking for an actuarial data scientist to oversee all aspects of technical actuarial modeling, including technical pricing models, actuarial systems and infrastructure. This role will be responsible for oversight of a team of actuarial data scientists supporting ERGO NEXT from the ERGO Global Pricing Hub, as well as provide oversight to actuarial aspects of models built by ERGO NEXT actuaries and data scientists.

This is a high‑visibility and high‑impact role that will transform how ERGO NEXT delivers pricing and technical actuarial products that meet or exceed Global ERGO Technical Excellence standards.

• Develop a strategic roadmap and project plans for ERGO NEXT’s engagement with the ERGO Pricing Hub
• Establish and manage projects to timelines, ensure projects deliver high quality output
• Establish ERGO NEXT as a leader in technical excellence in pricing, both within ERGO NEXT and in the global ERGO community

• Develop cutting edge technical frameworks for actuarial modeling that leverage the latest AI and ML technological capabilities and actuarial research
• Establish standards for actuarial model review and validation and deploy these standards across all actuarial technical modeling work
• Collaborate with legal and compliance teams to ensure actuarial modeling meets US actuarial professional and legal standards

• Work regularly with executive staff on critical business issues, providing insights and solutions that support strategic priorities
• Ability to translate complex data into compelling executive‑level presentations
• Communicate and influence decision‑making across multiple functional areas on results of studies and analytics
• Ability to delegate and direct individuals supporting individual projects and hold a high standard of quality in the work produced by the individuals

• FCAS/ACAS mandatory
• 8+ years of experience in a variety of actuarial domains, especially pricing
• Familiarity with small commercial P&C insurance products
• Comfortable using AI platforms to accelerate delivery and augment work products
• Experience applying machine learning techniques to actuarial pricing
• Strong communication skills and ability to influence
• Comfortable working across time zones and countries
• Project management experience, people management experience a plus
• Ability to manage and lead in a fast‑paced environment

• Experience coding with SQL/R/Python
• Machine Learning Algorithms and Feature Engineering
• Data visualization in Tableau, Power Bi, or similar
• Experience in actuarial software platforms such as Akur8 or Radar
• Forward thinking approach to leveraging AI platforms (such as Claude, Gemini, or ChatGPT) to drive operational efficiencies

$161,000—$265,000 USD

ERGO NEXT employees are also potentially eligible for our annual performance‑based incentive program, in addition to our benefits package, consisting of our partially subsidized medical plan, fully subsidized vision/dental options, life insurance, disability insurance, 401(k), flexible paid time off, parental leave and more.

One of our core values is ‘Play as a Team’; this means making sure everyone has an equal chance to participate and make a difference. ERGO Next Insurance is an equal‑opportunity employer and prioritizes building a diverse and inclusive workplace. We provide equal employment opportunities to all employees and applicants of any type and do not discriminate based on race, color, religion, national origin, gender, age, sexual orientation, physical or mental disability, genetic information or characteristic, gender identity and expression, veteran status, or other non‑job‑related characteristics or other prohibited grounds specified in applicable federal, state, and local laws.

ERGO Next’s policy is to comply with all applicable laws related to nondiscrimination and equal opportunity and will not tolerate discrimination or harassment based on any of these characteristics. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.