Senior Loan Officer

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Full Time Boston, MA, US

3 days ago Requisition

Salary Range: $ To $ Annually

Senior Loan Officer is a senior associate-level opportunity for a relationship-driven lending professional who wants to pair strong production skills with meaningful mission impact. In this role, you will help expand access to capital for affordable housing developers across the Housing Partnership Network, supporting projects that create and preserve homes and strengthen communities. You will build trusted borrower relationships, source and shape new lending opportunities, perform initial underwriting, and help move transactions from early opportunity through term sheet stage.

This is a highly collaborative role for someone who thrives at the intersection of business development, credit judgment, and affordable housing finance. The position reports to Housing Partnership Network’s Director of Lending.

This role is ideal for an entrepreneurial professional with two to eight years of experience in commercial real estate lending focused on single-family and multifamily affordable housing, especially with nonprofit developers. Successful candidates will bring curiosity, sound judgment, and the ability to navigate complex organizations and layered transactions with confidence. Problem solving with HPN members to determine how to meet capital needs.

You may be ready for this role if you enjoy building relationships, spotting opportunities, structuring thoughtful financing solutions, and working with mission-driven borrowers. Experience with project-based affordable housing lending, enterprise or working capital loans, community development programs, or a CDFI environment will be especially valuable.

RELATIONSHIP BUILDING AND PIPELINE DEVELOPMENT (60%) This is the core of the role. You will spend most of your time building trusted relationships with HPN members who are current and prospective borrowers, expanding HPN’s lending presence, and developing a strong pipeline that advances both production goals and mission outcomes. Most borrowers will come from Housing Partnership Network’s 120+ member network.

Key responsibilities include:

• Build new relationships with members by developing and executing an outreach strategy, with support from the Director of Lending, pursuing prospects consistently and tracking activity in Salesforce.
• Strengthen and grow existing relationships with HPN member‑borrowers.
• Represent HPN at member conferences, Strength Matters, site visits, and other events to cultivate relationships and build a strong lending pipeline.
• Track relationships and coordinate with other outreach professionals in HPN. Coordinate CRM for the team.

DEAL STRUCTURING (20%) You will play an important role in shaping deals early in the process by assessing opportunities, structuring transactions, and helping borrowers move from initial conversations toward formal underwriting.

• Conduct initial underwriting for affordable housing commercial real estate transactions and recommend transaction terms and credit structure to the Director of Lending. This includes financial analysis (including audits, pro formas, and spreads), due diligence, feasibility assessment, and early evaluation of borrower and project risk.
• Prepare and finalize term sheets based on the initial borrower assessment, borrower needs, and alignment with HPN’s loan products.
• Determine the best deal for HPN and the member to have the highest financial return and most mission impact.
• Provide clients with a checklist to prepare formal underwriting and coordinate a smooth handoff to the underwriters after the term sheet stage.

SPECIAL PROJECTS (15%)

Special projects that strengthen HPF’s portfolio, processes, and market presence.

Responsibilities in this area may include:

• Support updates to loan policy and improvements to credit memorandum templates.
• Provide lending updates for the HPF website, marketing materials, and other communications in…