Associate Development Program

• Participate in a comprehensive rotational development and training program
• Complete classroom-style instruction, case-study-based exercises, and live work with experienced facilitators and business leaders
• Develop foundational business, financial, and credit skills
• Learn about the innovation economy and business models across various company life stages
• Develop and deliver bespoke financial solutions for startups, founders, investors, and public companies
• Receive hands‑on training in credit risk assessment, loan portfolio management, and client management
• Collaborate with team members to complete meaningful work and assume increasing responsibility
• Assist in managing client portfolios and relationships
• Assess and monitor credit risk
• Provide financial and credit analysis for innovative companies
• Develop understanding of industries, business models, products, and services in the innovation economy
• Build relationships with peers and professionals across First Citizens

• Bachelor’s Degree OR High School Diploma or GED and 4 years of experience
• Earned a bachelor’s degree prior to the start date preferred
• GPA of 3.0 or higher preferred
• Passing grade in at least one finance, accounting, and/or economics college course
• Interest or basic knowledge in business, finance, economics, entrepreneurship, technology, or innovation through coursework, internships, leadership experiences, or employment
• Strong critical-thinking and decision-making skills
• Ability to apply feedback
• Professionalism, accountability, and strong attention to detail
• Strong written and verbal communication skills
• Ability to explain complex situations clearly
• Ability to lead, take ownership, and work independently
• Ready to relocate to one of the company’s 30+ office locations upon successful completion of the program

Demonstrates foundational business, financial, and credit skills with a focus on credit risk assessment and client management. Capable of developing bespoke financial solutions and building relationships within the innovation economy.

• Bachelor's Degree
• Credit Risk Assessment
• Financial Analysis
• Client Management
• Strong Communication Skills

• Financial Skills
• Credit Skills
• Business Models
• Loan Portfolio Management
• Credit Risk Assessment

• Critical Thinking
• Decision Making
• Professionalism
• Attention to Detail
• Ability to Apply Feedback

• Innovation Economy
• Entrepreneurship
• Finance
• Economics
• Technology