Director, Product Finance

The Director, Product Finance is a member of the North American Retail Finance team and the finance partner to Manulife Wealth and Asset Management’s Global Investment Product team. Accountable for leading financial analysis across product launches, pricing, rationalization evaluations, strategic partnerships, and other product related initiatives. You will be able to convert complex economics into clear recommendations for senior leadership, challenges assumptions, and influences decisions that improve revenue growth, margins, capital efficiency, and long-term product value.

• Own product-level P&L performance, including 15(c) profitability analysis, governance, and reporting.
• Lead product revenue forecasting and margin analysis, connecting AUM, flows, market performance, pricing, and expense drivers to earnings outcomes.
• Develop transparent performance views that distinguish structural economics from temporary impacts and identify the products, channels, and initiatives creating or destroying value.
• Partner with Product and Distribution to translate financial results into actionable recommendations, targets, and performance improvement plans.

• Lead financial modeling for product launches, including revenue, expense, scale, margin, capital, sensitivity, and break-even analysis.
• Assess pricing and fee structures, competitive positioning, client economics, and profitability trade-offs; recommend changes that balance growth, marketability, and shareholder value.
• Manage product profitability across the full lifecycle, from concept and launch through scale, repositioning, closure, or merger.
• Provide financial support for product rationalization, including scenario analysis, stranded cost considerations, client impacts, and implementation economics.
• Establish decision frameworks and monitoring to ensure product economics remain aligned with strategic and financial objectives.

• Evaluate the economics of new initiatives and prepare decision-ready business cases with clear assumptions, sensitivities, risks, return metrics, and alternatives.
• Lead financial assessments of seed capital needs and capital usage, including expected strategic benefits, opportunity cost, utilization, return potential, and exit considerations.
• Provide business case support for strategic partnerships, including commercial terms, revenue and cost sharing, implementation investment, risk, and expected return on investment.
• Track approved initiatives against business case commitments and recommend corrective action where expected benefits or economics are at risk.

• Serve as the primary finance partner to Product, building strong relationships and influencing decisions without direct authority.
• Lead marketing support planning and forecasting, evaluate investment effectiveness, and provide clear reporting for senior leadership and the Board.
• Synthesize complex financial and product information into concise narratives, recommendations, and decision materials for executive audiences.
• Lead cross-functional analyses and projects involving Product, Distribution, Marketing, Investments, Operations, Risk, Legal, Tax, and other Finance teams.
• Develop team capability through coaching, clear priorities, quality standards, and continuous improvement of product finance models, data, governance, and processes.

• University degree in Accounting, Finance, Business, Economics, or a related discipline; CPA, CFA, and/or MBA preferred.
• 10+ years of progressive finance experience, including senior business partnership,…