Senior Underwriter

Job Title: Senior Underwriter

Location: Remote

Job Type: Full-Time

Company: Village Capital & Investment LLC

Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are located in Henderson NV. We are a lender/servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.

• Analyze residential mortgage loan applications including credit reports, income documentation, asset statements, property appraisals, and other supporting documents
• Work closely with loan processors, originators, and closers to obtain missing information or clarify documentation
• Maintain current knowledge of loan program guidelines, compliance requirements, and market trends
• Utilize automated underwriting systems (e.g., DU, LP) and perform manual underwriting when necessary
• Maintain productivity, quality, and turnaround standards as defined by management
• Participate in internal and external audits by providing documentation and responses as requested

• Proven experience with problem-solving skills and attention to detail
• Strong communication and interpersonal skills
• Ability to work independently and as part of a team
• Proficiency in Windows and Encompass (Encompass preferred)

• Minimum of five years experience underwriting mortgage loans
• Proficiency with Encompass and automated underwriting systems (DU, LP)
• In-depth knowledge of mortgage lending regulations and underwriting guidelines
• Strong analytical and decision-making skills with a high level of accuracy and attention to detail
• Excellent written and verbal communication skills
• Ability to work independently and manage a high volume of files in a fast-paced environment
• DE (Direct Endorsement) certification for FHA loans
• SAR/LAPP approval for VA loans (Preferred)

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!