Credit Analyst II

Job Details

Job Location:

Boulder - Boulder, CO 80302

Position Type:
Full Time

Salary Range: $70,000.00 - $85,000.00 Salary

Do you desire a career that provides you with opportunities to learn, grow, and impact your community? Flatirons Bank is seeking candidates from all backgrounds to join our team.

We are looking for driven, reliable, hardworking candidates who want to make a difference in their community and work for a company where their opinion counts. We want our employees to be proactive, resourceful, communicative, efficient, and to provide key input into the future success of our team.

If your goal is to build a career with impact and influence, consider joining the dedicated team at Flatirons Bank.

Flatirons Bank is a full-service independent bank dedicated to serving the financial needs of individuals, businesses, and nonprofits in Boulder County. With locations in Boulder and Longmont, we provide personalized banking experience, making all our decisions locally. Since our inception over two decades ago, our goal has been to bring more to banking in Boulder County. We take pride in developing personal relationships with our clients while maintaining the highest level of professional service.

Our suite of services includes Personal and Business Banking services, Professional Services Banking, Treasury Management, Mortgage Lending, and Commercial Real Estate Lending solutions.

Flatirons Bank not only provides personalized and innovative banking solutions for our clients, but our employees also personally contribute to making a difference in the Boulder County community through a variety of nonprofit organizations. Flatirons Bank’s headquarters location in Boulder was the first in the county to achieve LEED Gold certification upon its opening in 2009. The Bank actively works towards being a community leader that balances purpose with profit by considering the impact of its decisions on its stakeholders: employees, clients, vendors, community, and the environment.

By working at Flatirons Bank, you are helping your neighbors and local businesses thrive.

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The Bank’s lending products include the following: residential mortgages, residential construction loans, investment property loans, aircraft loans, business working capital loans and lines of credit, and business equipment financing. The position of Credit Analyst II is responsible for supporting the lending activities of the bank by performing financial analysis, delivering quality, accurate and timely credit memorandums, and monitoring of the bank’s larger, more complex lending relationships.

This position requires the Credit Analyst II to work closely with lending, management, operations, compliance, and others in a client-centric and rewarding environment. Compensation will be competitive and commensurate with experience, and will include an attractive base salary, annual bonus opportunity, and comprehensive benefits package. The specific responsibilities are further outlined below:

• Assists in the guiding, mentoring and training of team members on loan systems, policies and procedures.

• Intermediate knowledge of accounting principles and of personal and business financial statements and tax returns.
• Intermediate understanding of personal and business lending products and services.

• Stays up-to-date and trained on bank’s procedures, required bank compliance training, and required Federal and/or State rules and regulations related to lending activities.
• Adheres to all Federal and State laws and regulations applicable to the Bank as well as all Bank policies and procedures.

• Assists in managing system produced exception reports and collecting post-closing and annual monitoring requirements in a timely manner.
• Coordinates and completes annual reviews of lending relationships and periodic covenant testing.
• Assures loan compliance and procedure quality controls are maintained for all loans.
• Assures loan risk ratings remain accurate.
• Develops and tests policies and procedures pertaining to the…