Senior Analyst – Structured Finance, Colorado, New York or Toronto

About the Role:

Grade Level (for internal use):

11

The Team

S&P Global Ratings' Structured Finance and Alternative Investment Funds team evaluates the credit risk of securitized products and fund structures, analyzing underlying asset performance, structural protections, cash-flow mechanics, and stress scenarios. The team delivers credit opinions that help issuers and investors compare complex instruments, providing market-relevant perspectives on performance trends and issuance conditions across a growing and evolving sector.

The Impact and Responsibilities:

Team Contribution & Capability Building

• Guide and coach junior analysts and research staff, building capability in credit analysis, data discipline, and analytical tooling to reinforce consistent, high-quality outputs.

• Strengthen team productivity by creating reusable analytical assets and contributing to lightweight automation initiatives that free capacity for human analysis and judgment.

• Identify and propose workflow improvements that remove unnecessary manual steps without compromising governance or analytical standards.

• Partner with senior team members and Data and Engineering colleagues to identify and scale AI and automation use cases with governance-by-design, appropriate controls, and adoption support.

Core Analytical & Delivery

• Lead end-to-end credit analysis and surveillance for assigned structured finance credits, ensuring timely, high-quality delivery with clear accountability for outputs and priorities.

• Synthesize portfolio performance, market signals, and peer context into decision-ready insights that support rating committee discussions and risk assessments.

• Embed and validate generative AI and large language model tools within analytical workflows, maintaining human accountability for all conclusions and material risk judgments.

• Prepare and review analytical inputs, reconcile metrics, and document assumptions to ensure adherence to methodologies and standard operating procedures.

Stakeholder & Market Engagement

• Engage with external stakeholders alongside senior team members, translating complex data and analysis into clear, evidence-based narratives for clients and rating committees.

• Prepare well-structured, committee- ready materials and communicate complex analytical content in an accessible format for market participants.

Risk Management and Operating

• Apply methodology, confidentiality, and data governance requirements consistently, escalating issues early with clear recommendations to protect analytical integrity.

• Contribute to the responsible design and testing of automation and AI-enabled workflows, maintaining clear boundaries between what can be automated and what requires human judgment.

Compensation and Benefits Information (US Candidates): S&P Global states that the anticipated base salary range for this position is $92,000 to $121,000 USD. Final base salary will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications. In addition to base compensation, this role is eligible for an annual incentive plan. For more information on benefits, please .

Compensation and Benefits Information (Canadian Candidates): S&P Global states that the anticipated range of compensation for this position is 94,000 to 128,000 CAD. Final compensation will be based on the individual's performance, geographic location, as well as experience level, skill set, training, licenses, and certifications. In accordance with Ontario's new regulations effective January 1, 2026, this job posting provides information on expected compensation.

S&P Global will not be utilizing artificial intelligence in our hiring process. Additionally, we are committed to transparency and will inform all interviewed candidates of hiring decisions within 45 days of their interview. This posting is for an existing vacancy, and we encourage you to reach out for further information regarding our hiring practices or any questions you may have.

Thank you for considering a career with us!

What We're Looking For

Basic Required Qualifications

• Direct experience analyzing securitized products, fund structures, or related…