Loan Servicing Specialist; Collateral & UCC Focus

Senior Loan Servicing Specialist (Collateral & UCC Focus)

Location: Brea, CA (Hybrid – 2-3 days/week onsite required)
Pay Range: $30.00 – $40.00 / hour W2 (Based on experience)
Contract Term: 6 Months Contract-to-Hire (Position features strong potential for permanent conversion)
Status: Open to Direct W2 Applicants Only (Strictly No C2C / No Third Parties / No 1099 / No W2 Referrals)
Target

Start Date:

ASAP

We are seeking an experienced, detail-oriented Senior Loan Servicing Specialist with a strong background in collateral management to join a premier financial operations team in Brea, CA. This position acts as a critical post-origination anchor, managing essential loan activities, account reconciliations, and structural document audits.

The ideal candidate must possess specialized, hands-on experience handling collateral documentation—specifically working with commercial/retail Insurance Certificates and executing Uniform Commercial Code (UCC) Filings. This hybrid opportunity offers a competitive hourly pay rate, an immediate start, and a direct path to permanent conversion based on performance.

• UCC Filing Management: Manage, review, and execute UCC filings, continuations, amendments, and terminations to secure corporate asset positions in compliance with state guidelines.
• Insurance Certification Verification: Audit and monitor inbound property, liability, and specialized hazard insurance certificates to verify active coverage, correct loss payee clauses, and policy compliance.
• Document Auditing: Review post-origination loan files and trailing legal documents to guarantee 100% data completeness, integrity, and regulatory validation.

• Payment Processing: Monitor, process, and execute high-volume loan payments, principal adjustments, interest calculations, and final payoff quotes within core servicing platforms.
• Account Reconciliation: Investigate, isolate, and reconcile complex ledger discrepancies, resolving transactional servicing errors or balancing systemic misallocations.
• Inquiry Resolution: Provide high-touch professional communication when responding to structural loan status and compliance inquiries from borrowers, internal credit partners, and legal stakeholders.
• Audit Readiness: Maintain comprehensive loan records and generate routine pipeline tracking reports to support internal compliance reviews, financial audits, and process enhancements.

• Mandatory Technical
  
  Experience:
  
  Proven experience dealing directly with Insurance Certificates and UCC Filings (UCC-1 / UCC-3) inside a commercial lending or banking operations environment.
• Industry
  
  Experience:
  
  Minimum 3–5+ years in loan servicing, financial operations, or asset management.
• Regulatory Acumen: Strong working knowledge of federal and state banking regulations governing consumer/commercial loan servicing and asset security.
• Software Proficiency: High level of comfort navigating mid-to-enterprise level loan servicing systems, alongside intermediate-to-advanced proficiency in Microsoft Excel (VLOOKUPs, pivot tables, data sorting).
• Communication & Precision: Elite organizational skills with a laser focus on data accuracy and the ability to articulate compliance requirements clearly to cross-functional business lines

• Medical and Prescription Drug Plans
• Dental Plan
• Vision Plan
• Health Savings Account
• Health Flexible Spending Account
• Dependent Care Flexible Spending Account
• Supplemental Life Insurance
• Short Term and Long Term Disability Insurance
• Business Travel Insurance
• 401(k), Plus Match
• Weekly Pay