Director, Lending Analytics & Secondary Markets

Director Of Lending Analytics And Secondary Markets

Kitsap Credit Union is searching for a Director of Lending Analytics and Secondary Markets. The Director of Lending Analytics & Secondary Markets is responsible for leading the enterprise lending analytics function while supporting the organization's secondary market, loan sale, participation, and balance sheet optimization strategies across consumer, mortgage, business, and commercial lending portfolios.

This role serves as a key strategic and analytical leader within the Credit & Lending organization by transforming fragmented operational and portfolio data into actionable business intelligence that supports underwriting optimization, portfolio management, pricing strategy, loan sale execution, participation analysis, liquidity management, and overall balance sheet performance.

The Director of Lending Analytics & Secondary Markets will partner closely with the VP Enterprise Credit Management, VP Portfolio Performance & Recovery, VP Consumer Lending, Finance, Accounting, Treasury, and executive leadership to ensure timely, accurate, and meaningful reporting across all lending portfolios while supporting the organization's growing focus on active balance sheet and secondary market management.

This role will also play a critical part in modernizing the organization's lending intelligence capabilities, strengthening portfolio analytics, supporting loan sale and participation strategies, improving reporting integrity, and advancing the organization toward a more analytically driven asset management model.

Principal Accountabilities

• Enterprise Lending Analytics
• Secondary Market & Balance Sheet Analytics
• Lending Data Governance & Integrity
• Portfolio & Credit Performance Analytics
• Strategic Decision Support
• Reporting & Visualization
• Technology & Process Modernization
• Leadership & Collaboration

Required

Skills and Abilities

• Lending Analytics
• Secondary Market Strategy
• Portfolio Intelligence
• Credit Risk Analysis
• Data Governance
• Business Intelligence
• Strategic Thinking
• Financial Modeling
• Executive Communication
• Process Improvement
• Data Visualization
• Cross-Functional Collaboration

Qualifications and Education Requirements

• Bachelor's degree in Finance, Accounting, Economics, Data Analytics, Business Administration, Statistics, or related field.
• Minimum of 7 years of progressive experience in lending analytics, portfolio management, secondary market activities, credit risk analytics, financial analysis, or business intelligence within a financial institution.
• Strong understanding of consumer, mortgage, business, and commercial lending products and portfolio dynamics.
• Experience with loan sales, participations, secondary market analysis, or balance sheet management strategies.
• Advanced analytical and quantitative skills with ability to interpret complex data and identify actionable insights.
• Experience building executive dashboards, KPI frameworks, and portfolio reporting tools.
• Strong proficiency in data analytics and reporting platforms such as SQL, Power BI, Tableau, Excel, or similar business intelligence tools.
• Strong communication skills with ability to present complex analytical findings to executive leadership.

Preferred Qualifications and Education

• Credit union or regional banking experience preferred.
• Experience supporting CECL, stress testing, reserve forecasting, or portfolio modeling initiatives.
• Familiarity with loan participation structures, whole loan sales, securitization concepts, or digital asset/tokenization initiatives.
• Experience working with AI-enabled analytics or predictive modeling tools.
• Familiarity with lending platforms such as Origence, Temenos, collections systems, and core banking systems.
• Master's degree in Analytics, Finance, Economics, Business, or related field preferred.
• Experience building or modernizing enterprise lending analytics functions preferred.

Supervisory Status

This position does not supervise others.

Working Conditions

This position will be required to work in an office environment with moderate noise levels, and, with or without reasonable accommodation is required:

• Must be able to remain in a stationary position for a minimum of 75% of the time
• Constantly operates a computer and other office productivity machines
• Occasionally ascends/descends stairs
• Constantly positions self in work environment
• The person in this position frequently communicates with peers, supervisors, vendors, and employees to exchange accurate information and answer questions
• Must be able to detect objects at a distance
• On occasion will move up to 20 pounds of office objects
• Works in an indoor office environment but expected to attend meetings in buildings that require travel in outdoor weather conditions

Please note:

Kitsap Credit Union does not offer visa sponsorship for this position. Candidates must be legally authorized to work in the United States without current or future sponsorship.

Our Values

Integrity:
We believe in acting with honesty, trust, and respect which are at the forefront of our daily…