Mortgage Loan Originator - Outside Sales (MA​/NH) Base+Commission

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Full Time Professional

5 days ago Requisition

Salary: $32,500.00 Annually

Are you a motivated lending professional looking to build a meaningful career helping members achieve their home ownership goals at Bright Bridge? We're looking for a Mortgage Loan Officer responsible for generating sales of first mortgage and home equity loan products through outside sources — including personal networks, referral partners, previous clients, and industry professionals. Loans are to be originated in alignment with secondary market standards, private investor requirements, private mortgage insurance guidelines, and Credit Union policies and procedures.

In this role, you'll play a key part in growing our mortgage portfolio while delivering a high-quality member experience at every stage of the lending process.

• A collaborative team culture where your contributions matter
• Ongoing training and career development opportunities
• Competitive pay, benefits, and the chance to grow with a supportive organization
• The satisfaction of making a real difference in your community every day
• This position offers a competitive base salary plus commission, in accordance with the Credit Union's incentive plan.

Are you a motivated lending professional looking to build a meaningful career helping members achieve their home ownership goals at Bright Bridge? We're looking for a Mortgage Loan Officer responsible for generating sales of first mortgage and home equity loan products through outside sources — including personal networks, referral partners, previous clients, and industry professionals. Loans are to be originated in alignment with secondary market standards, private investor requirements, private mortgage insurance guidelines, and Credit Union policies and procedures.

In this role, you'll play a key part in growing our mortgage portfolio while delivering a high-quality member experience at every stage of the lending process.

• A collaborative team culture where your contributions matter
• Ongoing training and career development opportunities
• Competitive pay, benefits, and the chance to grow with a supportive organization
• The satisfaction of making a real difference in your community every day
• This position offers a competitive base salary plus commission, in accordance with the Credit Union's incentive plan.

• Primary duties involve making outside sales of first mortgage and home equity loan products for the Credit Union.
• Prequalifies members and potential members to appropriate loan products based on individual credit profiles and credit needs. Analyzes application to determine documents necessary to submit loan application for processing. Obtains tax returns, bank statements, etc., from member as needed.
• Generate new business by building and maintaining relationships with industry professionals including realtors, attorneys, financial advisers, CPA’s, and other relevant professionals.
• Regularly participate in Sales activities including Realtor Calls, attending open houses, conducting seminars, and other lead generating activities.
• Provides product, process, and rate strategy improvement recommendations to the Mortgage Management team. Keeps up to date on mortgage market dynamics to ensure recommendations adequately researched.
• Maintains knowledge of current changes to investor guidelines, product changes, the general financial industry, and the real estate market in which the originator is assigned.
• Maintains knowledge of compliance laws applicable to mortgage and home equity loan originations including Equal Credit Opportunity Act (ECOA), Real Estate Settlement Procedures Act (RESPA), Regulation Z (Truth in Lending, Good Faith Estimate), Regulation C (Home Mortgage Disclosure Act – HMDA), and other state and…