Business Banking Credit Lending Authority Management Leader

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description The Business Banking Credit Lending Authority Management leader will manage a newly developed team of Lending Authority Management professionals within the Business Banking Credit Services organization. The Lending Authority Management team is responsible for the upskilling, testing, monitoring, and controls of underwriters throughout their credit approval lending authority lifespan. This leader will also partner with key stakeholders on strategic initiatives to increase lending authority thresholds established within Credit Policy.

Key Responsibilities:

Strategy & Transformation:

Lead the design and execution of a new Lending Authority framework for business banking credit underwriters

Champion Lending Authority transformation initiatives that enhance efficiency, scalability, and process standardization across credit support functions

Partner with leaders and analytics partners throughout the organization to identify gaps in lending authority coverage based on product, region, seniority, and overall capacity

Establish and monitor ongoing Lending Authority control framework; ensuring employees are operating within the defined risk appetite

Team Management:

Directly manage a team of 3 to 5 Lending Authority Management professionals

Clearly define role-based goals and team objectives, holding employees accountable for their overall performance

Act as a mentor, providing clear feedback and guidance to employees

Assist in the interviewing, hiring and training of new employees

Basic Qualifications Bachelor’s degree, or equivalent work experience

Typically 10 or more years of related experience

Preferred Skills/Experience Considerable knowledge of credit policies, credit analysis, procedures and philosophy

Strong analytical skills in relation to evaluating asset utilization and goals

Demonstrated analytical and risk analysis skills

Advanced knowledge of organization, business practices, business philosophy, and ethics

Demonstrated management and leadership skills

Well-developed customer service/relations skills

Effective verbal and written communication skills

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

Healthcare (medical, dental, vision)
Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave
401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here. U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race,…