Credit Risk AI Enablement

Responsibilities

• Reimagine Credit Strategy Through Automation
• Deconstruct and redesign credit underwriting processes
• Identify opportunities where AI and machine learning can enhance credit decisions
• Partner with IT and business teams to translate credit requirements into technical specifications
• Build compelling business cases for technology investments
• Design sophisticated workflow automation
• Leverage FNBO's AI toolkit to prototype, test, and scale solutions rapidly
• Present recommendations to C-level executives with clarity and confidence
• Drive change management efforts
• Stay ahead of emerging AI capabilities and credit technology trends

• Hands‑on experience with AI/ML tools, automation platforms, or workflow technologies
• Comfort with data analysis, SQL, Python, or similar tools
• Understanding of API integrations, data pipelines, and system architecture concepts
• Experience with credit decisioning systems, underwriting platforms, or loan origination systems is a significant plus
• Exceptional communication skills
• Proven ability to present to and influence C‑level executives
• Track record of driving changes in organizations
• Resilience and optimism in the face of organizational resistance

Demonstrates expertise in AI and machine learning tools, automation platforms, and workflow technologies to enhance credit decision‑making processes. Proven ability to communicate effectively with C‑level executives and drive organizational change through innovative credit strategies.