VP Finance

Xe is one of the world's leading cross-border payment providers, enabling consumers and businesses to move money internationally with speed, transparency, and competitive rates. Part of Euronet Worldwide (NASDAQ: EEFT), Xe operates across multiple FCA-regulated and internationally licensed entities spanning the UK, Europe, APAC, and North America. We are in an active phase of strategic transformation and are looking for a VP Finance who combines financial rigour with commercial instinct.

As VP Finance you will be the primary financial steward of Xe, leading a capable team across Financial Control, Accounting, FP&A, Treasury, Credit, and Middle Office. You will hold personal FCA Senior Manager accountability (SMF2) and carry board and director responsibilities across Xe's multi-entity legal structure. This is a hands-on role for a finance leader who can operate with precision across a complex multi-jurisdiction environment while remaining a close strategic partner to the business.

• AMBITION
  - We dream big, try things out and always ask “why not?” and “what if?” We’re ambitious in our thinking and our delivery
• RESPONSIBILITY
  - We get involved, bring our perspective, and are always open to new ideas. We take personal responsibility
• COMMUNITY
  - We value a sense of belonging, trusting each other and encouraging authenticity. We contribute to our community

• Own Xe's financial performance — revenue, margin, cost, and capital allocation — as the primary financial voice to the MD and Euronet Group CFO.
• Partner with commercial, product, and operations leadership on unit economics, investment cases, and pricing decisions.
• Manage the relationship with Euronet Group finance on consolidated reporting and capital allocation.
• Own the accounting function globally — accurate, timely, standards-compliant financial statements (IFRS / UK GAAP) across all entities.
• Oversee statutory accounts, consolidation, intercompany accounting, balance sheet integrity, and fixed assets.
• Manage tax compliance across jurisdictions (VAT/GST, corporate tax) with external advisors and Euronet's internal tax team.
• Lead FP&A — evolve from a static model to driver-based rolling forecasts and scenario planning that connect business activity to financial outcomes.
• Own the annual budgeting process end-to-end; track actuals vs. budget monthly and drive variance accountability with function heads.
• Enforce the global expense policy and act as second-level approver on material invoices.
• Oversee month-end close, external audit relationships, and accounts payable globally.
• Define and maintain Xe's internal financial control framework across all entities — procure-to-pay and order-to-cash cycles.
• Serve as primary interface with internal and external audit; track and remediate control deficiencies.

• Manage multi-currency, multi-entity treasury operations — FX exposure, settlement, liquidity, and TMF relationships with banking partners.
• Ensure safeguarding of client funds under Payment Services and Electronic Money Regulations; oversee regulatory capital and stress testing.
• Define and implement Xe's corporate credit policy — currently a strategic gap — and oversee credit risk, limits, provisioning, and collections.
• Oversee middle office: trade confirmation, settlement, valuation, and front-to-back controls.

• Hold SMF2 (Chief Finance Function) accountability under FCA Senior Managers and Certification Regime (SMCR).
• Carry board director responsibilities across Xe's regulated entities — HiFX Europe Ltd, HiFM Ltd, XE Europe BV, XE Corporation.
• Act as or support the Nominated EMD for Xe's EMI license application.
• Own regulatory reporting across FCA (UK), DNB (NL), ASIC (AU), and FINTRAC (CA).

• Proven VP Finance, CFO, or Deputy CFO experience in a regulated financial services or fintech environment.
• FCA-regulated experience; SMF2 approved or demonstrably approvable under SMCR.
• Multi-entity, multi-jurisdiction experience — UK, EU, APAC preferred.
• Strong FP&A and commercial finance capability; driver-based modelling and business…