CRA Fair Lending Analyst

Overview

Description The CRA Fair Lending Analyst will perform a broad range of analyses, including quantitative analysis of bank and customer data, to support the Compliance Department. The analyses will play a crucial role in ensuring the Bank remains in compliance with regulatory requirements and identifying potential fair lending risk and opportunities. This position requires a strong analytical background, excellent problem-solving skills, and a general understanding of federal regulations including the Community Reinvestment Act, Regulation B-ECOA, Regulation C-HMDA, and Regulation Z-Truth in Lending.

Description The CRA Fair Lending Analyst will perform a broad range of analyses, including quantitative analysis of bank and customer data, to support the Compliance Department. The analyses will play a crucial role in ensuring the Bank remains in compliance with regulatory requirements and identifying potential fair lending risk and opportunities. This position requires a strong analytical background, excellent problem-solving skills, and a general understanding of federal regulations including the Community Reinvestment Act, Regulation B-ECOA, Regulation C-HMDA, and Regulation Z-Truth in Lending.

• Responsible for retrieving data and efficiently performing moderate to complex HMDA and CRA analysis.
• Develop and maintain various management reports to help monitor performance and assist in the early identification of risks posed to the Bank.
• Design and maintain key compliance management dashboards.
• Perform comparative file reviews
• Evaluate exception reporting to assess risk and compliance with Bank policies and procedures.

• Builds Positive Relationships With Internal And External Clients By Valuing Other's Feelings And Rights In Both Words And Actions, And Embracing Other's Unique Beliefs, Backgrounds, And Perspectives By Demonstrating
• Respect:
  Speak to others with kindness, empathy and fairness
• Inclusion:
  Encourage diverse viewpoints and contributions in decision-making
• Client Focus:
  Deliver consistent, high-quality service that builds trust and loyalty

• Leadership:
  Demonstrate the ability to positively influence others to achieve
• Integrity:
  Strong business ethics and honest behaviors
• Collaboration:
  
  Positively working well with others to produce excellent results
• Volunteerism: A recognized and visible presence in serving our communities

• Accountability:
  Personal responsibility for assigned areas and actions
• Innovation:
  Seeking and applying ideas and technologies to improve processes
• Professionalism:
  Reflecting skill, good judgment and positive conduct

Take advantage of training opportunities to advance knowledge of related laws and regulations. Participate in team meetings related to lending or deposit initiatives to help build knowledge of department processes and how compliance impacts other areas of the Bank.

To perform this position successfully, an individual must be able to perform each essential position requirement satisfactorily and a skills inventory is listed below. A high school diploma or general education degree (GED) is required, with 1 to 3 years related experience and secondary education preferred. A background screening will be conducted.

• LANGUAGE
  
  SKILLS:
  
  Ability to read, comprehend, and interpret documents. Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization. Ability to communicate to clients directly and effectively.
• TECHNOLOGY
  
  SKILLS:
  
  Ability to utilize telephone systems and possess good digital literacy including email, internet and intranet use. Prior experience or the ability to learn the core transaction system, fair lending compliance software, Word, Excel, and any other computer programs pertinent to performing job duties.
• MATHEMATICAL
  
  SKILLS:
  
  Ability to add, subtract, multiply, and divide in all units of measure. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
• REASONING ABILITY:
  Ability to apply common sense understanding to carry…