Jr Closer

Jr. Closer Job Description

Full Time | Hybrid | Buffalo, Rochester, Syracuse, Albany, NY

Salary Range: $20.00/hr - $22.00/hr

Pay Transparency:
Compensation may vary outside of this range depending on a number of factors, including a candidate's qualifications, skills, competencies and experience, and location. Base pay is one part of the total package that is provided to compensate and recognize employees for their work.

About Premium Mortgage

Since 1999, Premium Mortgage Corporation has been providing residential mortgages across New York State and beyond, offering competitive interest rates and a wide variety of loan programs to fit the needs of home buyers. As a mortgage lender, our number one goal is for every customer to feel comfortable, informed, and well taken care of. After all, a mortgage isn't just a transaction to us.

It's a partnership for life.

We accomplish this level of customer satisfaction by employing top tier talent—all of whom take part in our employee engagement program called the Premium Experience. This program allows our team members to live out the Premium Experience, while supporting them with opportunities for professional and personal growth. With hundreds of team members living out the Premium Experience every day, they are the driving force in making Premium Mortgage Corporation a leading lender in the communities we serve.

All positions with Premium Mortgage operate on a Hybrid work schedule unless an exception has been granted by Upper Management.

Why Us?

Benefits offered by Premium Mortgage:

• Insurance:
  Medical, Dental, Vision, Company Paid Life Insurance
• Time Off:
  Paid Time Off, Sick Time, Federal Holidays
• Additional Perks:
  Employee Referral Fee, HSA Employer Contribution, Employee Mortgage Loans

Role & Responsibilities

The Jr Closer supports the Closing Department by completing internal tasks required to keep Closings on track.

Request and obtain verbal verifications of employment as required

Coordinate with insurance agents to request updates or revisions to homeowner's and/or flood insurance binders

Request corrections or updated documentation from attorneys related to title work and closing/scheduling packages

Collaborate with Underwriters and Processors to obtain required file corrections or updates

Review, scrub, and prepare loan files to ensure readiness for the Closer to complete final closing documents
- Confirm the Initial Closing Disclosure has been issued and acknowledged at least three (3) business days prior to the scheduled closing date.

Verification that interest rates and all other required documents remain valid through the scheduled closing date Maintain established service-level expectations by completing assigned tasks within 48 hours or less Collaborate with cross-functional teams to ensure smooth communication, document flow, and timely completion of business processes

This job description reflects management's assignment of essential functions; and nothing in this herein restricts management's right to assign or reassign duties and responsibilities to this job at any time.

Qualifications for this position

Education

• A high school diploma or GED is required
• Associate or bachelor's degree, preferred

Experience

• Ability to prioritize multiple tasks, meet deadlines, and work independently in a fast-paced environment.
• Demonstrated professionalism and commitment to providing excellent customer service.
• Experience working with confidential documents and maintaining accurate records.

Transferable Skills

• Strong written and verbal communication skills with exceptional attention to detail
• Strong organization, time management, and document management skills
• Data entry and database maintenance
• Team collaboration and cross-functional support
• Adaptability and flexibility

Working Conditions

The Jr. Closer is primarily in an office setting and may be exposed to outdoor conditions. The working conditions are classified as Sedentary work:

• Sedentary work
  - Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.