Commercial Closing Regional Manager; Locations w​/M&T Footprint

4 days in Office

The Commercial Closing Manager is responsible for ensuring completion and delivery of the Bank’s full commercial loan closing capabilities for all assigned transactions. Leads and oversees day‑to‑day operations for assigned teams, ensuring all commercial loan closings are executed accurately, timely, and in accordance with Bank policies, credit approvals, and regulatory standards.

The Commercial Closing Manager is responsible for ensuring completion and delivery of the Bank’s full commercial loan closing capabilities for all assigned transactions. Leads and oversees day‑to‑day operations for assigned teams, ensuring all commercial loan closings are executed accurately, timely, and in accordance with Bank policies, credit approvals, and regulatory standards.

• Lead and oversee day‑to‑day operations for assigned teams, ensuring all commercial loan closings are executed accurately, timely, and in accordance with Bank policies, credit approvals, and regulatory standards.
• Provide leadership to senior‑level staff, ensuring proper workflow coordination, resource management, and performance accountability.
• Maintain operational controls to support high‑quality execution across multiple markets and/or regions.
• Apply advanced commercial lending knowledge to interpret complex loan structures, documentation requirements, collateral arrangements, covenants, and exceptions.
• Serve as the primary escalation point for high‑risk, non‑standard, or structurally complex closing issues.
• Guide staff through complex credit structures, regulatory requirements, and documentation challenges, ensuring appropriate risk mitigation and accuracy.
• Ensure operational accuracy and compliance across a broad portfolio of commercial closing activities.
• Oversee risk‑sensitive review processes, including documentation validation, collateral integrity, regulatory adherence, and booking accuracy.
• Drive a strong risk‑management culture, reinforcing adherence to controls, audit standards, and applicable regulations.
• Provide strong leadership through coaching, performance management, workflow oversight, and skills development, while building bench strength by identifying growth opportunities, training staff, and cultivating a pipeline of future leaders.
• Partner with senior management across multiple lines of business to support credit execution, operational strategy, and issue resolution.
• Build strong relationships with internal partners, external counsel, regulators, and cross‑functional stakeholders.
• Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.
• Promote an environment that supports a culture of belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

This position serves as the first line of defense (1

LoD), adhering to required internal controls to mitigate regulatory, operational, and financial risk. Officers work as part of the account relationship/deal team and hold primary responsibility for arranging, validating, and finalizing each loan closing to ensure documentation reflects the correct borrowing parties, collateral, covenants, and…