Banking Officer Trainee – Commercial Lending, Buffalo

Overview

Job Title:

Banking Officer Trainee – Commercial Lending

Location:

99 S. Main Street Buffalo, WY 82834

Employee Type:
Exempt Full-Time

Hiring Pay Ranges: $54,808.00 - $80,490.00 per year. The hiring pay range for this position is commensurate with the level of relevant experience and education. This position may be eligible to receive an additional $2,080.00 per year if approved for the Spanish Communication Assistant Program.

ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes the difference.

ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.

Education and/or Experience requirements, equal opportunity information, and anticipated application window are included later in this description.

• Health & Wellness Benefits (subject to eligibility requirements)
• Minimum 4 Weeks of Paid Time Off (PTO)
• 11 Paid Holidays
• Medical, Dental, and Vision Insurance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts
• Company provided Life, AD&D, and Disability Insurance with supplementation options
• 401(k) plan with discretionary company match and profit sharing
• Discretionary annual bonus and employee referral incentives
• Employee Assistance Program (EAP)
• Tuition Reimbursement Program
• Spanish Communication Assistant Program Incentive
• Employee banking products

The Banking Officer Trainee is responsible for developing and increasing knowledge and skills to originate, process, and service commercial and consumer loans and deposits by participating in a rotational training program through multiple business lines including but not limited to underwriting, commercial lending, consumer lending, loan administration, loan quality review, credit risk review, and treasury management administration. It also involves developing knowledge and skills around all bank retail and treasury management products through a rotational training program including but not limited to shadowing and operating as:
Teller, Universal Banker, and Treasury Management Assistant.

• Responsible for completing the Standardized Underwriting Training.
• Establishes business relationships with prospective business and consumer customers, and cultivating these relationships to expand lending and depository opportunities.
• Learn how to detect potential problems and apply techniques of problem loan administration.
• Assist in daily management of a commercial loan portfolio, including credit quality, compliance with the Bank’s policies and procedures, applicable laws and regulations, and management of past due loan status. The overall portfolio may include consumer credits as well.
• Develop as a relationship manager for assigned customers, ensuring customer satisfaction and the resolution of service problems for all bank products.
• Learn how to expand the customer base through networking and sales calls. Solicit the business of non-borrowing customers as well as loan customers. Maintain product knowledge to generate credit, deposit, and fee business.
• Participate in community involvement activities to enhance the Bank’s visibility, image, and reputation.
• Deliver the quality of service as defined by department standards.
• Lead and supervise various branch and department initiatives, as assigned by management.
• Learn all functions of retail banking, including teller and universal banker functions with emphasis on product knowledge, audit responsibilities, and a good working knowledge of retail policies and procedures.
• Learn all functions of Treasury Management, including product knowledge, audit responsibilities and a good working knowledge of treasury management policies and…