Credit Analyst - TDEF Job Burlington area,Ontario Canada,Finance & Banking

Position: Credit Analyst I - TDEF

Description

This is a Credit Analyst Irole on the TD Equipment Finance (“TDEF”) team based in Burlington, ON. The position is responsible for preparing credit reviews, supporting the approval of draw requests, and contributing to monitoring and control activities within the TDEF portfolio.

The Credit Analyst supports the structuring of competitive financing solutions while maintaining credit quality, working on an assigned portfolio of direct‑dealing clients in collaboration with Sales Account Executives and Account Managers.

Therole contributes to portfolio growth, onboarding of new clients, and meeting speed‑to‑market expectations under the guidance of senior credit professionals.

The portfolio includes mid‑market and corporate borrowers. The role covers Ontario and Atlantic Canada, collaborating closely with dedicated TDEF Account Executives, mid-market Commercial Banking teams, and Commercial National Accounts (CNA).

The Credit Analyst is expected to develop sound underwriting and credit analysis skills and to underwrite moderately complex transactions across a range of industries such as transportation, construction, manufacturing, telecom, and related sectors, in accordance with established credit risk policies and procedures.

CUSTOMER

Continually deliver high‑quality service at every interaction and contribute to initiatives that improvethe customerexperience

Support credit analysis activities for an assigned portfolio, under the guidance of senior credit team members

Develop a working knowledge of market, industry, and economic factors relevant to assigned clients

Identify changes in the business or credit environment and escalate observations to senior stakeholders as appropriate

Build and maintain effective working relationships with internal and external partners, collaborating to support customer needs and referral opportunities

SHAREHOLDER

Assess moderately complex credit risk in compliance with internal policies and external requirements, escalating higher‑risk or non‑standard situations as required

Contribute to Operational Excellence objectives by following established processes and identifying opportunities for continuous improvement

Complete assigned business processes, monitoring, and control activities accurately and on time

Continue to build and apply expertise in equipment finance, credit analysis, and risk management

Provide input, support, and collaborationtoteam members; seek guidance when required

Help protect the interests of the organization by identifying risks and ensuring appropriate escalation

Work effectively with partners across business lines and control functions to support alignment with enterprise and regulatory requirements

Ensure appropriate due diligence is completed to support the accuracy of credit documentation and transactions

Maintain awareness of relevant industry and regulatory developments as they relate to assigned responsibilities

Comply with Bank policies, procedures, and the Code of Conduct to minimize operational and regulatory risk

EMPLOYEE / TEAM

Participate actively as a team member and contribute to a positive, inclusive work environment that supports collaboration, quality, and innovation

Share knowledge and best practices within the team while continuing to learn from others

Continuously develop skills and knowledge ofthe business, tools, and credit practices

Participate in performance management, feedback, and development activities, including cross‑training opportunities

Communicate clearly and in a timely manner regarding the status of assigned work, reviews, and requests

Support team capability development through collaboration and knowledge sharing

Build productive working relationships with internal and external partners appropriate to role scope

Contribute to a fair, positive, and equitable workplace that supports diversity and inclusion

BREADTH & DEPTH

Professional role requiring foundational to intermediate knowledge of credit analysis and equipment finance, with development in related areas

Apply established policies, frameworks, and risk appetite to credit decisions within defined authority levels

Collaborate with cross‑functional partners and…