Audit and Compliance Officer - TDEF

Work Location

Burlington, Ontario, Canada

37.5

Personal & Commercial Banking

$52,700 - $74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Department Overview

TDEF (TD Equipment Finance) is a leading Canadian specialized equipment financing business with the mandate to support all parts of TD Bank in this product set. TDEF structures loans and leases to help clients grow their business and sources business from TD customers and directly across Canada.

Job Description

Reporting to the Manager, Audit - TD Equipment Finance (TDEF), this position is responsible for the booking and funding of lease and loan transactions in TDEF's book of record, EKIP, while ensuring adherence to compliance requirements in accordance with TD Bank's policies and procedures.

• Leverage proficiency in various software applications and programs to ensure timely and accurate processing of transactions; maintain knowledge of T-Value, PPSA/RDPRM requirements, and AML/KYC policies and procedures.
• Review standard documentation for accuracy; verify that insurance coverage aligns with bank and credit conditions; ensure vendor and client banking details are compliant; validate EKIP inputs prior to booking; and prepare wires to initiate the funding process.
• Review PPSA/RDPRM registrations against deal structure for accuracy and perfection and, as required, confirm all identified waivers are obtained and properly executed.
• Collaborate with Operations and Credit departments, or other functions as necessary, to facilitate completion of transactions.
• Assist in identifying viable solutions to resolve transactional issues.
• Actively participate in special projects as assigned by management.
• Deliver exceptional customer service at every interaction and execute plans to improve the customer experience.
• Pursue cross-training opportunities.
• Actively participate in the performance management process, including performance reviews, feedback, coaching sessions, and performance and development discussions.
• Embrace and promote a positive environment that supports a diverse workplace.
• Act as a strong team player by assisting with other administrative tasks as needed.
• Maintain a service-level focus with an emphasis on attention to detail.
• Be knowledgeable and comply with Bank and industry codes of conduct.

• Must work independently, be self-sufficient, and be able to make decisions.
• Moderate knowledge of different types of financing structures.
• Able to manage daily transactions while maintaining a strong focus on attention to detail and accuracy.
• Strong oral and written communication skills are essential.
• Strong time management skills and independence with respect to setting priorities and managing partner expectations.
• Must possess the ability to multitask.
• Will work closely in a team environment to meet individual and team-driven objectives.
• Should be conscientious and detail-oriented to mitigate any risk to the Bank.
  
  Must demonstrate the ability to be resourceful and take initiative in their approach to problem resolution.
• Ability to quickly learn new systems and applications.
• Solid knowledge of Microsoft Office required.

• 2+ years of leasing experience preferred.
• College or university graduate preferred.

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and…