Financial Planner Job Burlington area,Massachusetts USA,Finance & Banking

Salary Grade:18

GENERAL

SUMMARY:

The Financial Planner will be the advisor responsible for creating financial plans working collaboratively with the Wealth Management account officers and reporting to the Senior Investment Officer, Financial Planning Manager.

ESSENTIAL JOB FUNCTIONS/RESPONSIBILITIES, IN PRIORITY ORDER:

Client Service

Provides advice to clients regarding financial planning related issues such as social security optimization, Roth conversions, college planning, long-term care, insurance, estate and gift tax administration, wealth transfer and fiduciary issues.

Prepare client communications as needed.

Financial Planning

Develops financial plans for clients as part of department service standards.

Conducts targeted planning analysis on specific wealth issues such as conversions, gifting, college funding, social security, estate, and tax.

Initiate comprehensive planning including detailed cash flow analysis as needed.

Supports planning education and training for other the department and the Bank.

Acts as a Subject Matter Expert on planning software and vendor relationships.

Compliance

Maintain current knowledge and understanding of legal, tax and/or legislative changes that affect trust and investment activities.

Must have knowledge of trustee responsibilities relative to investing trust assets, specific securities laws, OCC Regulation 9, FDIC regulations and relevant ethical issues.

Performs all duties in accordance with prescribed regulatory compliance guidelines. Must understand the fundamental tenets of trust law.

Team Collaboration

Participation in committees as needed and appropriate

Provides any support necessary to promote and support the acquisition of new customers for the Bank.

New Business Acquisition

Assists in the education of Bank employees to encourage the identification and referral of qualified prospects to the department.

Participates in meetings with prospects and clients to acquire new business for the Bank and aid in the retention of existing clients.

EDUCATION, CERTIFICATIONS

(Minimum education required to perform the duties of this position):

Bachelor's Degree required.
CFP required.

KNOWLEDGE, SKILLS & ABILITIES

Minimum of 3 years of experience as a Financial Planner required.
Demonstrated ability to create financial plans for clients.
Ability to conduct seminars, network and participate in one-on-one meetings with prospects.
Detailed knowledge of financial planning concepts and planning software required.
Detailed knowledge of financial planning principles and implementation.
Well-developed knowledge of the financial markets and the ability to communicate that knowledge effectively to clients and prospects.
Strong knowledge and skill level of computer applications such as Trust Desk, Right Capital, eMoney, Invest Edge and a desire to learn new applications in support of departmental operations.
Commitment to continuing education.
Excellent interpersonal skills.
Commitment to the highest fiduciary standards and customer service ethic that aligns with the Bank's core values.
Must have cyber security awareness to protect the digital environment, the Bank, and customers.

COMPETENCIES

Business Acumen
Culture/Guest/Customer Service Ambassador
Sound Judgment
Delegation
Technology Enthusiast/Early Adopter
Problem Solving
Excellent Verbal and Written Communication Skills
Critical Thinking Skills
Financial Comprehension
Learning Agility
Entrepreneurial competencies

WORKING RELATIONSHIPS/CONTACTS

(Positions with which incumbent has most frequent contact)

Chief Fiduciary Officer
Investment Officers
Compliance Officer
Operations/Trust Administrative Associates
Banking Center Staff Members
TAM Custodial and Outsourcing Services
Outside CPAs and Attorneys

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