Senior FP&A Analyst

Description

At the Vermont Housing Finance Agency (VHFA), we are on a mission to ensure all Vermonters have access to affordable housing. We are looking for a Senior FP&A Analyst who is part financial modeling expert, part strategic advisor, and entirely results-driven.

This role leads the Agency's financial planning, budgeting, forecasting, and portfolio risk analysis. Working closely with Finance Leadership, Home ownership, Multi-Family Development, and Asset Management, you will transform complex datasets into clear, actionable insights that shape executive decision-making and safeguard our loan portfolios.

• Financial Planning & Strategic Analysis
• Lead Budgeting & Forecasting:
  Develop and maintain long-range financial plans, dynamic forecasts, and monthly/quarterly variance analyses to identify emerging financial trends, risks, and opportunities.
• Build Financial Models & Dashboards:
  Design agency-wide financial dashboards, key performance indicators (KPIs), and sophisticated financial models to support strategic initiatives and management decisions.
• Refine Revenue & Cost Allocation:
  Partner with Finance leadership to design allocation methodologies, policies, and procedures that optimize resource deployment across programs.
• Optimize Systems & Reporting:
  Extract and manipulate data from financial systems, building efficient tools to streamline internal management reporting and external financial requirements.

• Analyze Portfolio Performance:
  Monitor and report on the credit quality, risk trends, interest rate exposure, and concentration of metrics across VHFA's multi-family loan portfolio.
• Support Scenario Testing:
  Lead stress testing, scenario analysis, and risk assessments related to loan portfolios and associated financing.
• Collaborate on Mitigation:
  Partner with Asset Management and lending teams to proactively identify emerging portfolio risks and craft mitigation strategies.

This position offers a hybrid work structure. You will work in our collaborative office environment and remotely coordinated with your supervisor once fully trained, with in-office presence required for key agency meetings and events.

A comprehensive benefits package including medical, dental, and vision coverage for you and the family or optional buy-out plan

• Flexible Spending Account & Dependent Care Account
• Company-sponsored Short and Long-Term Disability
• Company-sponsored Life Insurance
• Up to $4,000 educational assistance
• Employee Assistance Program
• Combined Time Off & Holiday Pay
• Up to 6 weeks of paid time off for parental and family leave
• Parking Reimbursement for designated lots
• 403b Savings Account & 457 Retirement Plan

• Relevant
  
  Experience:
  
  At least 7 years of progressive experience in financial planning & analysis, accounting, or financial reporting, OR an equivalent combination of education (such as a Master's degree) and experience.
• Financial Modeling & Tech Proficiency:
  Advanced proficiency in Microsoft Excel, financial systems, data extraction, and business intelligence/visualization tools like Power BI. Experience utilizing core software and modern workplace technology (including AI tools) to drive efficiency.
• Portfolio & Credit Expertise:
  Strong understanding of financial statement analysis and accounting principles, with familiarity in credit risk analysis or loan portfolio performance metrics strongly preferred.
• Communication &
  
  Collaboration:
  
  Excellent verbal and written communication skills with a proven ability to translate complex data into clear, actionable recommendations for leadership and cross-functional partners.
• Mission Alignment: A heart for community and a deep alignment with VHFA’s VIIBE values:
  Integrity, Innovation, Belonging, and Equity.