Mortgage Underwriter

Join Priority Financial Network as a Mortgage Underwriter!

We are seeking an experienced Underwriter who will be responsible for evaluating home loan applications and accompanying documents to determine the borrower’s creditworthiness. The position involves handling a variety of loan types, including agency (Fannie/Freddie), government programs (FHA/VA/USDA), and Non-QM programs. You will provide clear recommendations on credit applications, whether approval or denial, with thorough documentation to support each decision.

• Analyze mortgage applications and supporting documents (income, assets, credit, property value) to assess borrower’s creditworthiness.
• Ensure loans meet program guidelines and investor requirements.
• Validate and update information in loan origination systems, ensuring accuracy and completeness.
• Utilize automated underwriting systems (DU/LP) and quality control tools (Fraud Guard, Early Check).
• Provide approval or denial recommendations with clear documentation to support lending decisions.
• Assist with resolving post-closing issues and re-evaluate loans as needed when new information is received.
• Maintain production standards and accurate system records.
• Other related duties, as assigned

• High school diploma or equivalent required; a college degree is preferred
• A minimum of 2 years of recent experience in Underwriting within the mortgage industry is essential
• Proficiency with automated underwriting systems (AUS) and loan origination systems
• Strong organizational skills and attention to detail
• Ability to work independently as well as in a collaborative team environment
• Experience with manual underwriting guidelines
• FHA DE and/or VA SAR certifications are mandatory
• 401(k) with 2% company match
• Comprehensive health, dental, and vision insurance