Real Estate Loan Processor

Responsibilities

• Review and process consumer and commercial real estate loan applications for accuracy, completeness, and compliance
• Collect, verify, and analyze borrower information, including income, assets, credit, and property collateral
• Order, review, and verify third‑party documentation such as appraisals, title reports, environmental reports, and credit reports
• Ensure loan files comply with underwriting guidelines, regulatory requirements, and investor standards for both residential and commercial real estate loans
• Communicate with borrowers, loan officers, underwriters, and other stakeholders to resolve complex documentation or loan issues
• Prepare loan files for underwriting and closing, ensuring all documentation is accurate and complete
• Identify and resolve discrepancies, missing information, or documentation errors
• Mentor and provide guidance to junior loan processors, particularly on commercial real estate transactions
• Stay current on consumer and commercial real estate lending products, regulations, and industry best practices
• Support audits, regulatory reviews, and internal compliance initiatives
• Other duties as assigned

• High school diploma or equivalent required; associate or bachelor’s degree preferred
• 3–5+ years of experience in consumer and/or commercial real estate loan processing
• In-depth knowledge of loan documentation, underwriting requirements, and regulatory compliance for real estate loans
• Strong organizational, analytical, and problem‑solving skills
• Effective communication and customer service skills
• Proficiency with loan origination systems (LOS) and Microsoft Office
• Experience with residential mortgages, commercial real estate loans, or mixed‑use properties
• Familiarity with regulatory requirements such as TRID, RESPA, HMDA, or state‑specific real estate lending regulations