Senior Manager, FP&A

Join us to build a more rewarding financial future for all Canadians

At Neo, we’re on a mission to build a more rewarding financial future for all Canadians. Life at a rapidly scaling tech startup isn’t for everyone. It’s complex, fast-paced, high-pressure, but also incredibly fulfilling. Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada.

• #1 on Deloitte’s Technology Fast 50 for 2023, 2024, and 2025 — the first company ever to achieve a three-peat at the top!

• #1 Fastest Growing Company in Canada for 2024 by Globe & Mail

• Top-ranked mobile apps and credit cards

• Team of 500+ people

• 1M+ customers

• 10K+ retail partners

Senior Manager / Director, FP&A - Growth, Lifecycle & Transformational Projects

High Performance at Neo

We recruit, hire, and build our company culture around these attributes:

Teamwork: We trust, respect, encourage, and show up for each other — through good times and hard. We're on this mission not just for ourselves, but also for the people we work with — and ultimately, for our customers.

Ownership: We all have a stake in Neo's success — so we go out of our way to do what needs to get done. We hold ourselves accountable to deliver on our commitments — to our customers, to our partners, and to our team. When we fall short, we find a way to do better in the future.

Professional Integrity: We’re asking millions of Canadians to trust us with their hard‑earned money — so we hold ourselves (and each other) to the highest standards of integrity.

Neo Financial is seeking a Senior Manager / Director of FP&A to execute and deeply embed the financial planning, modeling, and analytics that power business execution at one of Canada's fastest-growing fintechs. This role sits at the intersection of financial rigor and operational accountability — building the tools, models, and processes that enable Neo's programs to make better decisions and operate with precision against clear economic targets.

Reporting to the Senior Director, the Senior Manager / Director will serve as a primary analytical engine and financial partner for Program Leaders across Lending, Banking, Spend, Home, Operations and Capital Management to develop financial plans and validate business cases. The Senior Manager / Director will work closely with the Corporate and Program FP&A business teams to ensure that Neo's unit economics model, planning cadence, and monthly financial close run with discipline and scale.

This is a builder's role — suited for someone who has deep fintech finance fluency, high standards for analytical quality, and a track record of developing teams that operate independently at a high bar.

What You'll Be Doing

• Unit Economics Modeling: Build and maintain Neo's cohort-based unit economics model (LTV/CAC, conversion, retention), enabling Lifecycle, Product, Programs, and Growth teams to operate against clear economic targets. Align day‑to‑day execution with capital allocation and long‑range financial planning across the organization.
• Business Plan Validation & Capital Allocation: Validate and review Business Plans and Target Capital Allocation across Programs and Projects. Ensure all financial assumptions are sound, defensible, and aligned with enterprise strategy.
• Target Monitoring & Accountability: Partner directly with Program Leaders to translate higher‑level financial targets into clear operating plans. Track weekly/monthly performance against targets, flag material variances, and deliver the granular financial analysis needed to drive decision making.
• Investor & Board Support: Support the preparation of board materials, investor reporting, and data room requests, as needed.

Who We Are Looking For

• Experience: 5-7+ years of experience in financial planning, corporate finance, or strategy, with 1–3+ years in a leadership role at a high-growth fintech, digital bank, or consumer finance company
• Fintech Fluency: Strong understanding of consumer fintech unit economics: cohort analysis, LTV/CAC, conversion and retention modeling, product P&L, credit portfolio metrics, and deposit economics
• Modeling Mastery: Demonstrated ability to build, own, and…