Commercial Risk Analyst
Job in
Calgary, Alberta, D3J, Canada
Listed on 2026-07-16
Listing for:
Alberta Motor Association
Full Time
position Listed on 2026-07-16
Job specializations:
-
Finance & Banking
Risk Manager/Analyst, Underwriter, Credit Analyst, Financial Analyst
Job Description & How to Apply Below
The Opportunity As a Commercial Risk Analyst, you’re the trusted voice in the room when decisions carry real weight.
You live at the intersection of risk and opportunity — analyzing complex credit structures, assessing multifamily real estate transactions, and ensuring every deal balances sound judgment with strategic growth.
You don’t just review deals — you challenge assumptions, uncover insights, and strengthen outcomes. Whether you’re underwriting new transactions, monitoring portfolio performance, or navigating CMHC requirements, you bring clarity, structure, and confidence to every step of the process.
Working closely with internal teams, brokers, and external partners, you play a critical role in delivering high-quality lending decisions — from origination through funding, insurance placement, and securitization.
The Team You’ve Been Looking For As a wholly owned subsidiary of AMA, we share a proud legacy of service and a commitment to doing the right thing for our customers, our communities, and each other. At Bridgewater Bank, you’ll be part of a nimble, forward-thinking organization where your ideas matter, your contributions are valued, and your growth is encouraged. We’re driven to make a positive impact and our close-knit culture values flexibility, innovation, and genuine connection.
As part of the Bridgewater team, you’ll enjoy:
Competitive salary and flexible benefits
Employer-paid retirement savings program
Employee-exclusive discounts on travel, insurance, memberships, and more
Free travel medical insurance for you and your immediate family
Ongoing professional development
Flexible work models that make sense for your lifestyle
For us, curiosity fuels innovation. We value people who are eager to explore new ideas and who are comfortable putting emerging technologies into practice. We see experience with AI‑powered tools like ChatGPT, Copilot, and similar platforms as a real plus - especially when it’s used to work smarter, increase efficiency, and find better ways to get things done.
Who You Are You’re analytical, detail-oriented, and thrive in complex decision-making environments.
You bring strong expertise in commercial lending, credit adjudication, and risk management.
You’re confident interpreting financial statements, market data, and real estate dynamics.
You’re a strong communicator who can clearly present recommendations and influence decisions.
You’re collaborative and relationship-focused, with the ability to work across internal and external stakeholders.
You exercise sound judgment and stay grounded in both risk discipline and business objectives.
How You’ll Make an Impact Lead the underwriting and adjudication of multifamily mortgage applications, analyzing borrower strength, property performance, and market conditions
Develop credit recommendations and approval packages that support informed decision-making
Monitor and manage a multifamily mortgage portfolio, identifying trends, risks, and opportunities
Track portfolio performance, risk exposures, and key indicators to support ongoing oversight
Act as a key liaison with CMHC, ensuring compliance with insured lending and securitization requirements
Collaborate with Finance, Treasury, Legal, Compliance, and Operations to execute transactions effectively
Contribute to process improvements that enhance underwriting quality, efficiency, and overall client experience
What You Bring to the Table Undergraduate degree in Finance, Business, Commerce, Economics, or a related field7–10 years of progressive experience in commercial lending, credit adjudication, or real estate finance
Demonstrated experience underwriting multifamily residential transactions
Strong understanding of CMHC-insured lending programs and securitization processes
Advanced financial analysis and modelling capabilities
Ability to evaluate complex credit structures and risk scenarios with confidence
Professional designations (CFA, CPA, AACI, or similar) are considered an asset
Belonging Matters Here Bridgewater Bank is committed to providing an inclusive, respectful, and accessible environment. If you require an accommodation at any time during our recruitment process, please contact We’ll work with you feel supported throughout your journey with us.
WORK MODEL:
Hybrid We thank all applicants for their interest; however, only those selected for an interview will be contacted.
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