Director, Credit Management – Corporate Client Group

• Lead and develop a high-performing credit management team

• Oversee assigned portfolios, including new and revised facilities, loan agreement compliance, annual reviews, renewals, credit and transactional excesses, and continuous credit oversight

• Manage monthly/quarterly portfolio monitoring and borrowing base assessments

• Complete annual risk assessments and credit comments

• Identify deteriorating portfolio situations and assess qualitative and quantitative credit and borrower risks

• Recommend courses of action to CCG and GRM

• Monitor policy changes, regulatory and audit priorities, annual reviews, and compliance verification

• Conduct spot checks to ensure work quality and identify learning opportunities

• Foster continual staff training and act as a key referral resource for internal partners

• Establish a positive, collaborative environment through feedback and performance coaching

• Work with Managing Directors and other team leaders on Credit Management projects

• 5 – 10 years of experience in Lending/Credit or Risk management
• Strong financial, risk analysis and accounting skills
• Proven people management and leadership skills with the ability to work in a team environment
• Professional written and verbal communication skills with strong PC skills
• Ability to prioritize work and manage competing demands from various groups
• MBA, CFA, CA, or other professional designation (nice-to-have)
• Knowledge of Corporate Client Group/RBC Capital Markets credit processes and loan agreements (nice-to-have)

Demonstrates expertise in credit management, risk analysis, and portfolio oversight, with a strong focus on compliance and team leadership. Proven ability to foster collaboration and provide training while managing competing demands effectively.

• Credit Management
• Risk Analysis
• Portfolio Monitoring
• People Management
• Financial Skills

• Credit Oversight
• Loan Agreement Compliance
• Annual Risk Assessments
• Quantitative Risk Assessment
• Qualitative Risk Assessment
• Financial Analysis
• Accounting Skills
• Portfolio Assessment
• Regulatory Compliance
• Policy Monitoring

• Leadership
• Communication Skills
• Team Collaboration
• Performance Coaching
• Prioritization

• MBA
• CFA
• CA

• Lending
• Credit Processes
• Corporate Client Group
• RBC Capital Markets
• Compliance Verification

• PC Skills