Business Services - Senior Loan Documentation Specialist; live in CA

business services - senior loan documentation specialist (must live in ca) job description

posted monday, january 26, 2026 at 11:00 am

title: sr. Loan documentation specialist

status: non-exempt

department: business services

date: 7/2022

reports to: director, business lending

grade: 20h

job code: 11197

pay scale: $33.86 - $42.00 hourly

general description:

the senior commercial loan documentation specialist performs reviews of commercial loans to ensure compliance with established policies and standards. Reviews small- to mid- size loans of standard complexity. Analyzes and advises lenders on modification to loan structure as needed to mitigate risk/loss. Prepares and reviews commercial loan documentation in accordance with legal enforce ability requirements, golden1s credit policy and procedures and regulatory statutes.

tasks, duties, functions:

• prepare loan documentation completely and accurately consistent with approval terms and conditions.
• under supervision draft ancillary agreements/documents outside of the documentation program as necessary to mitigate risk.
• under supervision analyze proposed loan and modify loan structure/requested documentation as necessary to mitigate credit union risk and loss.
• ensure adherence to commercial credit policy, credit union underwriting and regulatory compliance.
• identify documentation risks and make recommendations as needed based on specific loan transactions.
• work with branch personnel/title company/insurance agents/appraisal/portfolio administration to address any problems discovered during the file review.
• partners with the supervisor to perform secondary review of the larger loan files and more complex loan documents.
• maintains a working knowledge of entity/collateral/title documentation and concepts.
• may assist with loan funding and quality control reviews after loan boarding.
• performs other duties as assigned.

physical skills, abilities, and exertion utilized in the performance of these tasks:

• effective oral and written communication skills required to interact with members, staff, vendors, servicers, and various regulatory agencies.
• must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone.

organizational contacts & relationships:

• internal: all levels of staff/management/members/third parties.
• external: member applicants and their related agents such as their cpa or broker.

qualifications:

• education: successful completion of high school curriculum is required. Associates degree is preferred.
• experience: minimum 8 years of experience in loan documentation required.

knowledge/skills:

• maintain knowledge of commercial lending requirements, all commercial loan products, commercial loan fulfillment, credit union policies and all applicable federal and state laws and regulations.
• current working knowledge of commercial real estate and commercial and industrial lending.
• exceptional member service and member relations skills.
• exceptional oral and written communication skills.
• ability to manage multiple tasks and demands, to work independently with minimal supervision, and to meet deadlines and effectively adjust to changing priorities.
• strong analytical, organizational skills and attention to detail.
• understand the use of the automated loan origination system. Operate on standard microsoft programs and other computer operations.
• demonstrated ability to work independently and interact collaboratively and cultivate partnerships across the organization.

physical requirements:

• prolonged sitting throughout the workday with occasional mobility required.
• corrected vision within the normal range.
• hearing within normal range. A device to enhance hearing will be provided if needed.
• occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.
• occasional long work hours may be required to accomplish tasks.

licenses/certifications:

pursuant to the san francisco fair chance ordinance, we will consider for employment qualified applicants with arrest and conviction records.

this job description provides an overview of the general scope and level of work expected to be performed, but it is not an exhaustive list of all duties or responsibilities associated with the position. The credit union reserves the right to modify, add, or remove duties as needed without advance notice. Employees may be required to perform additional tasks and duties as directed by their supervisor, provided such tasks are within the employee’s knowledge, skills, and abilities, or can be performed with reasonable training.

Nothing in this job description alters the at-will employment relationship or limits the credit union’s right to assign or reassign duties and responsibilities to this position at any time.